In Dubai, it is generally better to use a card (or digital payment like Apple Pay) for convenience, safety, and better exchange rates, but carrying some cash (Dirhams/AED) is essential for small purchases, tips, and traditional markets. Cards are accepted almost everywhere, while carrying large amounts of cash is unnecessary.
Dubai uses the United Arab Emirates dirham as its official currency. While card payments are widely accepted and convenient, having some dirhams in cash makes everyday situations easier. Foreign currencies are not commonly used for normal spending, and paying in dirhams usually gives better value.
Do you need cash in Dubai? Dubai is mainly a cashless city, and you can get by using only your credit card or debit card.
Yes, $100 (around 367 AED) a day is enough in Dubai for a budget traveler if you're strategic, focusing on local eateries, using the metro, enjoying free attractions, and picking only one major paid activity, but it won't cover luxury experiences, extensive shopping, or frequent taxis. You'll need to prioritize free sights like souks, beaches, and fountains, eat in areas like Bur Dubai, and book attractions in advance to stay within budget.
Upon arrival in Dubai, it is advised to exchange your INR for AED at banks, exchange offices, or ATMs. Major credit cards can be used for a variety of transactions and are commonly accepted.
The UAE Dirhams (AED) is the UAE's official currency and therefore the currency of Dubai and all the Emirates. So it is the best currency to take to Dubai.
For Canadians, Dubai can feel affordable compared to major cities like Toronto or Vancouver in some areas but significantly more expensive in others. According to Numbeo, a single person in Dubai requires approximately 3,700 AED (~$1,300 CAD) per month, excluding rent.
How much spending money should you take with you? Overall, you should aim to take at least £150-£200 (approx. 450AED-650AED) per person, per day. However, this depends on what you're planning on doing while you're away.
Avoid making public shows of affection, dress modestly, and don't drink in areas that aren't designated. Be advised that it is forbidden to criticise the government or religion in public. Laws are also tightly enforced, so follow them to prevent any legal problems while you're there.
The 2/3/4 rule is a guideline, primarily used by Bank of America, that limits how many new credit cards you can get: no more than 2 in 30 days, 3 in 12 months, and 4 in 24 months, helping to prevent over-application and manage hard inquiries on your credit report. While not universal, it's a useful benchmark for responsible card application, though other banks have different rules (like Chase's 5/24 rule).
The customer can pay in Cash, Credit Cards, NOL card, Careem Pay, Apple Pay, Samsung Pay, Alipay, or QR Code payment.
Should You Exchange Money Before Traveling to Dubai? While it's always wise to carry some local currency for emergencies, exchanging large amounts before your trip may not be the best option.
While digital payments dominate in Dubai, cash is handy for taxis, local shopping, street food, and tips. Knowing when to use dirhams and when to rely on your card can help you save both money and stress.
Dubai's three-finger salute, popularized by HH Sheikh Mohammed bin Rashid Al Maktoum, symbolizes "Win, Victory, Love" (W-V-L), representing ambition, success, and national pride, and is seen on sculptures and landmarks, including at Burj Khalifa Park and the Museum of the Future.
In Dubai, DO dress modestly (cover shoulders/knees), use your right hand for giving/receiving, be respectful of Islamic customs (especially during Ramadan), ask before taking photos of people, and enjoy licensed alcohol venues; DON'T engage in public displays of affection (PDA), use offensive language/gestures, drink in public, take photos of locals without permission, or bring illegal drugs/medications. Adhering to these cultural norms ensures a smooth, respectful visit to this modern Islamic city.
If you're entering the UAE as a tourist, you must get a visa on arrival at the port of entry. This visa is free and allows you to stay for 90 days within a 180-day period. The 90 days start from your first entry date, whether you stay continuously or not, and must be used within 180 days.
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This ensures your money is exchanged securely and transparently, without any hassle, thereby offering you the much-needed peace of mind. To start, if you are landing in Dubai at an odd hour, we recommend you seek the 24/7 exchange bureaus and ATMs present at the Dubai International Airport.