Many US banks charge less for online wire transfers, as these payments don't cost as much to process. Try sending your transfer via online banking or your bank's mobile app. For example, providers like Citibank or Wells Fargo waive their outgoing transfer fee for online wires in a foreign currency.
At OFX, you receive fee-free transfers when you send money internationally in USD. Occasionally, third-party banks may deduct a fee from your transfer before paying your recipient.
Bank Transfer
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money.
Does Zelle work internationally? Zelle works only with U.S. bank accounts. It doesn't work for sending money to or from a bank outside the country.
No, the Venmo app doesn't work internationally.
While it may be licensed in some US territories, such as the US Virgin Islands, Puerto Rico, and Guam, Venmo can't be used by people in other locations. Even those in nearby countries, such as Canada or Mexico, would not be able to access a Venmo account.
You can use your Cash App account to send money from the US to the UK or vice versa. Other destination countries and currencies are not supported by Cash App. To make cross border payments with Cash App, both the sender and the recipient need their own Cash App accounts.
Best for low fees: TorFX
If you're looking for one of the cheapest international money transfer apps, TorFX might be a good option. The app and website offers fee-free international money transfers. TorFX makes its money by buying currency at a slightly lower exchange rate than it offers its customers.
The short answer is… yes! Paypal is available in over 200 different countries, giving companies the option to make cross-border payments and transfers via the app or website at PayPal.com. However, the process differs slightly depending on whether or not both the sender and recipient have a PayPal account.
How can I send money without fees? You can send money without a fee by using P2P payment apps such as Cash App, Google Pay, PayPal, Venmo and Zelle.
Check with the merchant to confirm if you'll be charged an international transaction fee. The best way to avoid the international transaction fee is to look for debit and credit cards that allow you to shop overseas without being charged international fees.
*When making an International Payment there are two charging methods: Split Charges: Recipient and Correspondent banks abroad may charge a fee for receiving payments which will be paid by the recipient if you choose to share charges.
Google Pay does not charge you any fees for international transfers.
OFX. OFX does not charge any fees, and the exchange rate is less than 1%, but all transfers must occur within bank accounts, and it typically takes two to four days for your recipient to get the money. The company can transfer money to over 170 countries or 50-plus currencies. The minimum amount of a transfer is $150.
You can avoid all transaction fees by paying for your purchases in cash while you're abroad. Banks and currency exchange stores will exchange U.S. dollars for most major currencies, and you can do this before you leave.
Zelle doesn't charge for domestic payments - however, Zelle is not available for international transfers. Both the sender and recipient of a Zelle payment must have US based bank accounts and phone numbers.
Peer-to-peer payment platforms, such as Venmo and Zelle, can be a viable option for avoiding PayPal fees when sending money internationally. These platforms allow users to send and receive money directly from one bank account to another, bypassing intermediaries like PayPal.
Sending and receiving money with Apple Pay and the Apple Cash2 card are available only in the U.S. These services are provided by Green Dot Bank, member FDIC. In some countries and regions, Business Chat will become available to businesses on a rolling schedule.
Overseas transfers through your bank are possible, but there are additional fees charged for sending the money. New apps like PayPal and Zelle make it easy to send money to friends and family in a matter of minutes, with no fees.
Send money with the Western Union mobile app
Use our money transfer app for transferring money to a foreign bank account or for pick up in cash from one of our 500,000+ agent locations worldwide.
There is a 2% transaction fee for using your Cash App Card internationally, which includes online purchases with international merchants. Learn more about which countries we support. The transaction limit for cards is $7,000 per transaction.
Send money, track money transfers, pay bills, review exchange rates and find agent locations – all on the go with the Western Union® money transfer app. Transfer money internationally with our app to support loved ones in South America, Europe, Asia and beyond.