Are you thinking about applying for the Rooms To Go credit card? The minimum recommended credit score for this credit card is 630.
Ashley HomeStore uses Synchrony Bank as its card issuer. Synchrony Bank is known for issuing many store cards and its approval rate is generally high if you have a good or better (650+) credit score.
The Rooms To Go credit card provides a promotional offer of interest-free financing for 60 months on qualifying purchases. Similar to the credit card from Ashley Furniture HomeStore, the Rooms To Go credit card really only provides an option to finance purchases since the card cannot be used anywhere else.
There are significant drawbacks to the Rooms to Go Credit Card to consider. One of the biggest disadvantages is the exceptionally high interest rate of 29.99%. If you are unable to pay off your balance before this APR kicks in, you'll find yourself paying a significant amount of money in interest.
Rooms to Go offers a financing option through Synchrony Bank. With this option, you apply for a credit card and receive special financing offers when you make purchases with it at the store.
AcceptanceNOW® is a company that partners with name brand retailers to provide customers access to the products they want and need but are unable to get from the retail store. AcceptanceNOW® allows customers to shop with confidence because no credit is required and only a low monthly payment is needed.
Synchrony is the largest provider of private label credit cards in the U.S. Brands partnered with Synchrony include Amazon, Lowe's, Guitar Center, Gap., Cathay Pacific, Rakuten, Verizon, and Sam's Club.
The RedCard credit cards (Target Credit Card and Target Mastercard) are issued by TD Bank USA, N.A. The RedCard debit card is issued by Target Corporation. Mastercard is a registered trademark of Mastercard International, Inc. Pat 7,562,048 and 8,117,118.
In January 2011, Capital One acquired Canada-based Hudson's Bay Company's private credit card portfolio from Synchrony Financial, then known as GE Financial.
What credit score is needed for the Lowe's Advantage Card? The Lowe's Advantage Card is a retail card, so it may be easier to qualify for than a traditional credit card. However, you'll have the best chances of qualifying with a good-to-excellent credit score of at least 670.
Nerdy tip: The Wayfair Credit Card used to be issued by Comenity Bank, but in 2020 the two current credit cards were launched by Citi.
For the Ashley Furniture HomeStore Credit Card you need a credit score of at least 640 (fair credit). While having an adequate credit score is important, that alone won't guarantee your approval.
FICO® considers a fair credit score to be between 580 and 669. VantageScore® says fair scores fall between 601 and 660.
Although we agree that consumers should never put a furniture purchase—or any kind of purchase, really—on a credit card without a solid plan for paying off the balance, and paying it off quickly, buying a new armchair or sectional on a credit card is a great way to earn spending bonuses and some cash back in your ...
Vive Financial is a private label credit card company offered by retailers and medical professionals to their customers at the point of sale.
Our Privacy Notice is issued by Capital One, N.A. as the issuer of Kohl's Card accounts.
The bank that issues the Walmart Credit Card is Capital One. The same bank issues the Walmart® Store Card, too. Capital One has been the Walmart Credit Card issuer since October 2019.
The Walmart Rewards Mastercard and its in-store credit card are issued by Capital One, and cardholders can earn rewards for shopping at Walmart. When used properly, both cards can help you build your credit history and credit score.
Synchrony Financial is the parent company of Synchrony Bank. Synchrony Financial has more than 80 years experience in the financial sector and it's one of the largest provider of private label credit cards in the United States. The company works with a large number of retailers to support their credit card programs.
Synchrony Bank is a solid online bank with competitive interest rates on savings, money market, and CD accounts. It is a good option for consumers who are happy with their current checking account but want to earn a higher rate of interest on their savings.
Through the program, Rent-A-Center operates kiosks in traditional retail stores under the trade name RAC Acceptance and offers the rent-to-own transactions to consumers who do not qualify for traditional financing options.
AcceptanceNOW® customers will be able to:
It's quick and easy to apply! We report to all 3 Credit Bureaus. On‑time payments can build a positive credit history for the customer. *
Does Acima repossess? Yes, as part of your leasing agreement, Acima may attempt to take the proper legal action in order to repossess products that you have not paid properly. Be sure to avoid this situation by contacting the company if you are having issues making payments.