What bank does Tesla bank with?

Asked by: Miss Dorothy Kozey MD  |  Last update: February 27, 2026
Score: 4.5/5 (43 votes)

Tesla partners with big banks like Wells Fargo and US Bank for financing. A good credit score (720 or higher) or a large down payment (typically 20%) make it more likely that you'll get approved for a lower rate. US Bank's lowest auto loan rate as of February 2023 is 6.86%.

Does Tesla use Chase?

Ready to get started? Here's how. After you've ordered your new Tesla online, get started with your Chase financing by visiting chase.com/autoopens in same window. To learn more about EVs, visit www.Chase.com/EVopens in same window.

Which bank does Tesla use?

Tesla's lending partners, which include US Bank and Wells Fargo, among others, offer standard car loans for all Tesla models, including Model Y, Model 3, Model X, and Model S, with loan terms ranging from 24 to 72 months.

Does Bank of America finance Tesla?

Although Tesla is not listed as an Authorized Dealer, Bank of America offers auto loans for new or used Tesla vehicles. Apply at bankofamerica.com/auto-loans/ to get started. If approved, speak with a loan specialist to complete the Tesla financing process using the phone number provided with your approval.

Does Tesla use US Bank?

Another option is to take out a loan through Tesla's financing partners, which are currently US Bank and Wells Fargo (both have high APR). These options allow you to finance the car through Tesla, and the process is often faster and more convenient than going through a traditional bank or credit union.

Can You Finance a Tesla? Can You Finance a Tesla Through Your Bank?

27 related questions found

What bank took Tesla public?

IPO and Model S. On January 29, 2010, Tesla Motors filed Form S-1 with the U.S. Securities and Exchange Commission, as a preliminary prospectus indicating its intention to file an initial public offering (IPO) underwritten by Goldman Sachs, Morgan Stanley, J. P. Morgan, and Deutsche Bank Securities.

What is the name of the Tesla financing company?

If you are financing with Tesla Finance LLC, you can make your monthly payment directly from the Tesla app or your Tesla Account.

Does Wells Fargo finance Tesla?

Tesla partners with big banks like Wells Fargo and US Bank for financing. A good credit score (720 or higher) or a large down payment (typically 20%) make it more likely that you'll get approved for a lower rate.

What banks do car dealerships use?

US Bank – A trusted lender for all of your dealer finance needs. US Bank is a part of the Route One and Dealertrack network of lenders. Ottomoto – Modern lending app for car dealers. Ottomoto provides a faster, easier and more secure way for your customers to finance their vehicle.

Does Tesla use their own financing?

Tesla offers its own financing through its online platform. Buyers can finance and arrange vehicle delivery all in one place. While this option is not available in all states, it can be a good option for shoppers who prefer convenience.

What provider does Tesla use?

The first SIM card offers such features as Google Maps, vehicle telemetry, web surfing, and remote control. The second SIM card provides software updates and is responsible for telematics and data issues. The exact cellular network provider depends on your location. For instance, in the US, Tesla uses AT&T or T-Mobile.

Where does Tesla get their money?

Tesla makes, sells, and services all-electric vehicles in the U.S., Europe, and China. It also sells energy generation products. The company gets the vast majority of its revenue and all its profits from automotive sales.

Who is Tesla main customer?

Market Segmentation of Tesla

From a demographic perspective, Tesla has historically targeted the affluent customer segments given the higher cost associated with electric vehicles. These are customers typically aged between 35-60 years, possessing substantial disposable income.

What credit score is needed to lease a Tesla?

Minimum Requirements: While Tesla does not publicly disclose a specific minimum credit score requirement, generally, a score of 660 or higher is considered favorable for auto financing. Ideal Scores: For the best Tesla financing rates, aim for a credit score of 720 or higher.

How many years is 72 months?

72 months equals 6 years. To figure this out, we recognize the well-known relationship between months and years. That is, there are 12 months in 1 year.

Does Chase not finance Tesla?

If we approve your auto finance application, we'll let the dealer know the details of your application decision. If purchasing a vehicle directly with Tesla, you'll need to let Tesla know you're approved to finance with Chase.

What bank is best to finance a car?

Best rates for new-car loans: Bank of America and PenFed Credit Union. Loans for new cars typically have lower interest rates than used-car loans, so you may already be on track to score a better auto loan rate. Among all of the lenders we reviewed, Bank of America and PenFed Credit Union are our top choices.

What down payment do I need for a Tesla?

Depending upon which vehicle you intend to lease, you should expect to make a down payment ranging from $4,500 to $7,500. Annual mileage limits range from 10,000 to 15,000 miles per year. You can use the Tesla lease calculator on any Tesla model page to calculate your monthly lease payment.

Does Tesla refund if not approved?

If you cancel your order after you completed a credit application through your Tesla Account within 7 days after you placed your order and that credit application was not approved, the Order Fee will be refunded.

Does Tesla use dealerships?

Forty-eight states had laws that limit or ban manufacturers from selling vehicles directly to consumers, and although Tesla has no independent dealerships, dealership associations in multiple states filed numerous lawsuits against Tesla, to prevent the company from selling cars.

Does Tesla have their own financing?

You can purchase a Tesla vehicle by financing with a Tesla financier or a third-party financier over the terms of 36 to 84 months. Tesla Financing is only available to qualifying customers. You can also purchase a Tesla vehicle by paying upfront in cash.