What can I do if my refund is taking too long?

Asked by: Anastasia Morissette  |  Last update: June 28, 2026
Score: 4.3/5 (16 votes)

If your refund is delayed, first check the IRS's "Where's My Refund?" tool for status updates, review your tax return for errors like math mistakes or wrong filing status, and if you're still stuck or facing hardship, contact the Taxpayer Advocate Service (TAS) for free help, as delays can stem from errors, fraud, or identity theft.

What's the longest a refund can take?

Key takeaways. Most people receive refunds within three weeks if they e-file and choose direct deposit; paper returns can take six weeks or more. Filing accurately — especially when claiming credits like the Earned Income Tax Credit— helps prevent refund delays.

What can I do if my tax refund is taking too long?

Call the IRS using these numbers and these tips:

  • For individuals: 800-829-1040.
  • For businesses: 800-829-4933.
  • For those with hearing impairments: 800-829-4059.

Why is my tax refund taking so long to be approved in 2025?

The main 2025 tax refund delay reasons include errors or incomplete information on returns, claims for the Earned Income Tax Credit or Additional Child Tax Credit, identity verification processes, amended returns, and offsets for outstanding debts. Paper returns and bank processing times can also contribute to delays.

Why is my state refund taking longer than my federal refund?

If your state refund is taking longer to arrive than your federal refund, remember that each state has its own processing protocols and security measures, some of which may require more time than the federal process.

What to do if IRS Refund Is Taking Too Long ⏳ Learn How to Track, Speed Up & Fix Delays

45 related questions found

Who to call about Kansas tax refund?

Contact the department by telephone, email or mail. Office locations and hours are also provided. Click on the links below to go to that section's contact information page. Individuals or businesses with tax or refund questions should call 785-368-8222 or e-mail kdor_tac@ks.gov.

Should I be worried if my tax refund is still being processed?

You generally shouldn't worry if your refund is "still being processed," as it means the IRS is working on it, but it might take longer than the typical 21 days due to common issues like errors, incomplete information, or claiming credits like the EITC/ACTC. Worry only becomes necessary if you receive an IRS letter requesting more information or if the "Where's My Refund?" tool shows a specific problem like fraud, but typically, it just means a longer wait, not no refund at all. 

What is the maximum time for refund processing?

Usually, it takes 4-5 weeks for the refund to be credited to the account of the taxpayer. However, if refund is not received during this duration, the taxpayer must check for intimation regarding discrepancies in ITR; check email for any notification from the IT department regarding the refund.

Can I speed up my IRS refund review?

What should I do? Request an expedited refund by calling the IRS at 800-829-1040 (TTY/TDD 800-829-4059). Request a manual refund expedited to you.

What is the longest time to wait for a tax refund?

There's no strict maximum limit for how long the IRS can hold a refund, but they must pay interest after 45 days; while most e-filed returns take 21 days, returns needing extra review for errors, fraud, or certain credits (like EITC/ACTC) can take months (45-180+ days), and amended returns can take 8-16 weeks, with unfiled returns having an indefinite delay until filed. 

How do I know if my tax return has been flagged?

If the IRS decides that your return merits a second glance, you'll be issued a CP05 Notice 1 . This notice lets you know that your return is being reviewed to verify any or all of the following: Your income. Your tax withholding.

How can I speed up my refund?

Get your refund faster

  1. E-file your tax return.
  2. Set up direct deposit.
  3. File early.
  4. Double-check your figures.
  5. Get a tax return advance.

How long can the IRS legally take to process your refund?

Processing your refund usually takes: Up to 21 days for an e-filed return. 6 weeks or more for returns sent by mail. Longer if your return needs corrections or extra review.

How long do I legally have to wait for a refund?

You must offer a refund to customers if they've told you within 14 days of receiving their item that they want to cancel. They have another 14 days to return the item once they've told you. You must refund the customer within 14 days of receiving the item back. They do not have to provide a reason.

What triggers an IRS refund review?

The IRS uses a combination of automated and human processes to select which tax returns to audit. Not reporting all of your income is an easy-to-avoid red flag that can lead to an audit. Taking excessive business tax deductions and mixing business and personal expenses can lead to an audit.

Why is the IRS taking so long to process my refund in 2025?

Income tax refund delays in 2025 (for the 2024 tax year) happen due to errors, fraud protection, claiming specific credits like EITC/ACTC (held until mid-Feb by law), missing info, or general IRS review, with increased scrutiny on identity theft and income mismatches leading to longer processing times. Common culprits include wrong SSNs, math errors, incomplete forms, and discrepancies with income reported by employers.

Why is my return still being processed?

Your refund is still being processed because of errors, incomplete information, suspected identity theft, complex credits (like EITC/ACTC), or a backlog, requiring extra review beyond the typical 21 days, with status updates available on the IRS Where's My Refund tool. Common causes include math errors, missing signatures, mismatched info, or claiming certain credits that trigger extra scrutiny. 

Can the IRS hold my refund longer than 180 days?

The IRS has no maximum time limit when it comes to processing tax refunds, but after 45 days, it is required to pay interest on your refund. In most cases, you can expect the IRS to issue your tax refund within 21 days of filing your tax return.

What if my tax refund is taking longer than 21 days?

If your return was submitted more than 21 days ago, you may wish to contact the IRS to see if more information is required. You may be asked to verify information contained on your return, your identity or your banking information. Please have your return available when you call.

Does still being processed mean something is wrong?

It doesn't mean you've done anything wrong, or that you won't get your refund. It's just an indication that your return is still being processed and has yet to be accepted or rejected.

Who do I call if my tax return is still being processed?

You may call us toll-free at 800-829-1040, M - F, 7 a.m. - 7 p.m.

Why is the Kansas State refund taking so long?

However, if your return is incorrect, incomplete, or you filed a paper return, the refund process can take longer (up to 16 to 20 weeks if you paper filed and chose to receive your refund via paper check). How to check Kansas tax refund?

Can I track my KS refund online?

To check the status of your Kansas state refund online, go to https://www.kdor.ks.gov/Apps/kcsc/increfundstatus.aspx. Click on “Submit” to view your refund status.