What did Jesus say about loans?

Asked by: Mrs. Christa Williamson Sr.  |  Last update: June 23, 2026
Score: 4.6/5 (1 votes)

Jesus taught that lending should be a generous act of love, advising people to lend without expecting repayment and not to turn away those in need. He emphasized helping the poor and, in the context of forgiveness, instructed followers to forgive debts, reflecting a broader theme of grace rather than strictly commercial, profit-driven lending.

Are Christians allowed to loan money?

Biblical prohibitions on usury were later redefined as prohibitions on lending at excessive interest rates. Today, charging interest on loans is an everyday part of life. Modern Christian leaders condemn excessive interest rates, but not the lending of money itself.

What did Jesus say about being in debt?

Matthew 6:12 is Jesus' second reference to lending- related terms, this time focusing on our debt to God and those in debt to us: “And forgive us our debts, as we also have forgiven our debtors.” Like Matthew 5:42 above, this teaching is included in the Sermon on the Mount, directed both to the disciples and the world ...

Does the Bible say loans should be forgiven?

Similarly, in Deuteronomy 15, God says that every seven years, creditors should “remit the claim that is held against a neighbor” because “the Lord's remission has been proclaimed.” In the New Testament, Jesus instructs his followers to pray “forgive us our debts, as we also have forgiven our debtors” (Matthew 6:12, ...

Is it a sin to get a loan with interest?

There is no abiding principle in the Bible that prohibits interest on loans or bonds or whatever else, whether involving the Jews or anyone. Interest is a normal part of commerce in the modern world.

What Does Scripture Say About Borrowing Money?

25 related questions found

What does God say about taking loans?

Ps 37:21 - The wicked borrows but does not pay back, but the righteous is generous and gives. The Bible is clear that when something is borrowed is should be paid back. Someone refusing to repay reveals a wicked heart and not the generous and giving heart God wants us to have.

What is the #1 worst sin?

There's no single #1 worst sin; it depends on the religious or moral framework, but pride is often called the root of all evil (Christianity/Islam), while the blasphemy against the Holy Spirit (unforgivable sin) is considered the gravest in the Bible. Other severe sins include child abuse (Catholicism) and sins that "cry to Heaven" (like shedding innocent blood or oppressing the poor). 

How to break the spirit of debt?

Six Steps on the Path to Overcoming Debt

  1. Put God first in your finances. Putting God first is a matter of trust; it's saying to God, “What I have is in Your hands. ...
  2. Admit money isn't the problem. Money itself isn't evil. ...
  3. Resolve to attack your debt. ...
  4. Make a budget and stick to it. ...
  5. Save and reduce spending. ...
  6. Celebrate!

What is the 7 year rule in the Bible?

When you have entered the land I am giving you, the land itself must observe a Sabbath rest before the Lord every seventh year. 3For six years you may plant your fields and prune your vineyards and harvest your crops, 4but during the seventh year the land must have a Sabbath year of complete rest.

Is it biblical to be debt free?

In fact, the Apostle Paul teaches in Romans 13:8 (NKJV) that we shouldn't owe anything to anyone aside from love. He wrote, “Owe no one anything except to love one another, for he who loves another has fulfilled the law.” The Bible doesn't just warn about you going into debt either.

What does God say about struggling financially?

God's message on financial struggles emphasizes trusting Him for provision, seeking His kingdom first, avoiding debt, and practicing stewardship, with promises of support for the righteous while encouraging prudence, as seen in verses like Philippians 4:19 (God supplies needs), Matthew 6:33 (seek first God's kingdom), and Proverbs 22:7 (borrower is slave to lender). 

Is borrowing money a sin?

Just as the Bible doesn't say that it's a sin to borrow money, it also doesn't say that it's a sin to loan money. Still, it's important to remember that when you loan someone money, you inevitably change your relationship with that person — even if he or she is your own child.

Which debt did Jesus pay?

No, it was not a money debt, it was a sin debt. We owed God a sin debt which we could never pay. But God so loved us that He came up with a plan to pay the debt — He gave us His Son to die on the cross for our sins. Jesus was without sin.

Are loans against the Bible?

First, the Bible does not prohibit borrowing, and certainly not lending. It does warn about the dangers of borrowing but leaves the door wide open for lending. In fact, the Jews were instructed not to charge interest on loans to other Jews.

Where in the Bible does it say to cancel debt?

Deuteronomy 15. 1“At the end of every seventh year you must cancel the debts of everyone who owes you money. 2This is how it must be done. Everyone must cancel the loans they have made to their fellow Israelites.

How many years does the Bible say you will live?

The Bible presents different perspectives on lifespan, mentioning a potential limit of 120 years in Genesis 6:3, though people lived much longer before the flood (Methuselah lived 969) and for a while after (Abraham 175), while Psalm 90:10 suggests 70-80 years as a common range for later generations, emphasizing life's brevity. These verses are interpreted as either a general limit after the flood or a timeframe for Noah's flood, with later scripture highlighting a shorter, God-given span.

What is the powerful prayer to clear debt?

Please assist us in getting out of debt, and we particularly ask today that You help us and all who are struggling with debt to grow in perseverance in prayer. Help us to devote ourselves more fully to You each day of our lives. Give us the grace to trust You in all things.

What is the #1 sin in the world?

According to a 2009 study by the Jesuit scholar Fr. Roberto Busa, the most common deadly sin confessed by men is lust, and the most common deadly sin confessed by women is pride.

Is adultery worse than other sins?

Sin is sin. There's no sin greater than another except for blasphemy of God's Holy Spirit. In my opinion, yes, committing adultery is far worse than stealing a snickers, but with God, it's all the same. It's the most dangerous act in the world!

Are Christians allowed to take loans?

Borrowing money seems like a fact of life in our culture, unavoidable. The Bible does not prohibit borrowing. However, it has strong words of caution. “The rich rule over the poor, and the borrower is slave to the lender” (Proverbs 22:7).

Where in the Bible does it say not to loan money?

Psalm 15:5 – “Who lends money to the poor without interest; who does not accept a bribe against the innocent. Whoever does these things will never be shaken.” And Ezekiel 18:8, 13, 17 all echo this instruction to not lend money at interest to the poor.