To send and receive money with an Apple Cash account, you must be 18 and a U.S. resident. If you're under 18, your family organizer can set up Apple Cash for you as part of their Apple Cash Family account, but you may not be able to access features that require a supported payment card.
Adding credit or debit cards manually
To add a card manually, users need to enter the name, card number, expiration date, and CVV. They can do this through Setup Assistant, Settings, Apple Wallet, or the Watch app. The device's camera can also capture this information.
Apple Pay uses the Apple Wallet and you can link this payment service to an existing bank account or to a credit card. The money you spend is then debited from your account or credit card.
Adding an ID in Apple Wallet
Adding a license or state ID to Apple Wallet can be done in a few easy steps. Residents can tap the Add (+) button at the top of the screen in Wallet on their iPhone, select “Driver's License or State ID,” and follow the onscreen instructions to start the setup and verification process.
What is the difference between Apple Pay and Apple Wallet? Apple Pay is a safe way to pay and make secure purchases in stores, in apps, and on the web. Apple Wallet is the place where you store your credit or debit cards so you can use them with Apple Pay.
Select a verification method, either by email, text or call and enter the verification code when prompted. Then click "Next." Your bank or card issuer will verify your information and once your card is verified, tap "Next" to start using Apple Pay.
Contact your card issuer to see if they support Apple Pay. Update to the latest version of iOS, watchOS, macOS, or visionOS. Confirm that you have Face ID, Touch ID, Optic ID, or a passcode set on your device. Make sure that you are in a supported country or region.
To help protect your identity, you may be asked to provide additional information for verification, such as uploading the front and back of your government-issued identification, providing your full SSN, or entering a verification code sent to a phone number that Apple's identity verification service provider has ...
To use Apple Pay you need a supported card from a participating card issuer. To check if your card is compatible with Apple Pay, contact your card issuer. Apple Pay is not available in all markets.
iPhone Installments is available to qualified end-user customers only. Must be at least 18 years old (or the legal age of majority in your jurisdiction of residence) to enroll in iPhone Installments. An eligible iPhone includes iPhones that are designated for inclusion in iPhone Installments by Apple.
Apple Pay transactions incur no more charges for customers or businesses than traditional credit card transactions do. While there might be some setup costs, purchases such as NFC-enabled payment terminals can be a good investment to keep the organization up to date and provide a smoother checkout process.
Cons of Apple Pay
Apple Pay is not accepted at all retailers and not compatible with all banks or card issuers. Backup may be required, just in case. Apple Pay only works if your phone does. You may still need to carry a physical credit card as a backup in case your battery dies or you misplace your phone.
The best way to use Apple Card is with Apple Pay — the secure payment technology built into iPhone, Apple Watch, iPad, and Mac and accepted at 85 percent of merchants in the United States. Apple Pay is a safer way to pay that helps you avoid touching buttons or exchanging cash.
Apple Pay is a digital wallet service created by Apple that makes paying with your iOS device simple and easy. To get started, you'll usually need a valid debit card. If you don't have one, you can use a supported prepaid card! Once your prepaid card is added, you can send and receive money with friends.
If you can't add your driver's license
If there's a problem adding your driver's license or service is temporarily unavailable, try again later or contact the issuing authority. Learn how to check if you're experiencing an Apple service outage. If your driver's license can't be added, contact the issuing authority.
Apple Pay is designed with your security and privacy in mind, making it a simpler and more secure way to pay than using your physical credit, debit, and prepaid cards. Apple Pay uses security features built-in to the hardware and software of your device to help protect your transactions.