What does God say about being debt free?

Asked by: Prof. Queenie Weissnat  |  Last update: March 15, 2026
Score: 4.7/5 (65 votes)

Remember, God loves us and has given us these principles for our benefit. Read the first portion of Romans 13:8 from several different translations: “Owe no man anything” (KJV). “Let no debt remain outstanding” (NIV). “Don't run up debts” (MSG).

What does the Bible say about debt free?

Romans 13:8 (AMPC) tells us to Keep out of debt and owe no man anything, except to love one another... My husband, Dave, says that if we learn to live within our income, or our borders, then God will bless us.

What does the Bible say about not paying debt?

Proverbs 22:26-27 ERV. Don't promise to pay someone else's debt. If you cannot pay, you will lose everything you have. So why should you lose the bed you sleep on?

Does God want us to be financially free?

Financial freedom means having enough to provide adequately for your household and to give generously and joyfully to God's work. God wants you to be financially free so you can put Him first in your life and be sensitive to His voice, ready to follow Him whenever -- and wherever -- He leads.

How does God say to get out of debt?

Matthew 6:12 - Forgive us our debts, as we forgive our debtors. Matthew 18:27, 30, 32, 34 - Forgive because your debts have been forgiven. Luke 7:42-43 - He who is forgiven much (debt) loves much; he who is forgiven little (debt) loves little. Romans 4:4 - Wages, like a debt owed, must be paid.

Why This Biblical Principle Motivated Me To Pay Off Debt Fast

45 related questions found

Is being in debt a sin?

The Bible never says that going into debt is a sin. However, it issues a very stark warning: “The rich rule over the poor, and the borrower is slave to the lender”.

How to be free from debt spiritually?

Seven Steps to Killing off the Debt Demon
  1. Determine where you are. Take out the adding machine and add up what you owe, on everything! ...
  2. Ask for forgiveness. ...
  3. Give thanks. ...
  4. Put a freeze on borrowing. ...
  5. Make a repayment plan. ...
  6. Be accountable. ...
  7. Reward yourself.

Why does God let us struggle financially?

He can create or allow financial hardships to occur in your life for the purpose of correction, instruction, and spiritual growth. He does this out of love.

Does God want me out of debt?

If we take God's Word seriously, we should avoid debt when we can, since “the borrower is servant to the lender” (Proverbs 22:7, NLT). And since Jesus tells us we cannot serve both God and money, we should ask ourselves, before undertaking any debt, How will this affect my capacity to give generously?

What God promises for finances?

Philippians 4:19: And this same God who takes care of me will supply all your needs from his glorious riches, which have been given to us in Christ Jesus. Proverbs 10:22: The blessing of the Lord makes a person rich, and he adds no sorrow with it. 2 Corinthians 9:8: And God will generously provide all you need.

Is debt forgiveness in the Bible?

Similarly, in Deuteronomy 15, God says that every seven years, creditors should “remit the claim that is held against a neighbor” because “the Lord's remission has been proclaimed.” In the New Testament, Jesus instructs his followers to pray “forgive us our debts, as we also have forgiven our debtors” (Matthew 6:12, ...

What does God say about paying your bills?

Pay everyone whatever you owe them. If you owe taxes, pay them. If you owe tolls, pay them. If you owe someone respect, respect that person.

How to pray for financial breakthrough?

Prayer for financial breakthrough:

"Dear God, I pray for a breakthrough in my financial situation. Please open doors and create opportunities for me to increase my income and achieve financial freedom."

What does the Bible say about people who don't pay debts?

“The wicked borrow and do not repay, but the righteous give generously.” - Psalm 37:21. As Christians, we know that paying our debts is important. We serve a just and righteous God who hates dishonesty, but what if someone owes you money? What recourse do you have?

What does the Bible say about tattoos?

You shall not make any cuts on your body for the dead or tattoo yourselves: I am the Lord.” What does the Bible say about tattoos? That's it—that one line in Leviticus 19:28 of the Old Testament. But context is key—and this scripture may not apply to us in the way it looks.

Is it a sin to not pay your bills?

It's wrong not to repay debts

Psalm 37:21 says, “The wicked borrows but does not pay back.” This doesn't necessarily mean that it's always wrong for a Christian to declare bankruptcy.

What does God say about credit cards?

Scripture is clear that while debt itself may not be sinful, it's also not God's best for His people. This is because when we choose to borrow money, we are putting our trust and confidence in a credit card or a lender instead of in Christ.

What does Jesus say about financial debt?

Matthew 6:12. 12 And forgive us our debts, as we also have forgiven our debtors.

Does God repay us?

Romans 2:6 In-Context

6 God “will repay each person according to what they have done.” 7 To those who by persistence in doing good seek glory, honor and immortality, he will give eternal life. 8 But for those who are self-seeking and who reject the truth and follow evil, there will be wrath and anger.

Does God want me to be debt free?

God wants us to live free from debt, so that we are free to serve Him. When we choose God over money and debt, we put our trust in Him to provide what we need, in His perfect timing.

How to trust God when you have no money?

5 Tips for Trusting God in Financial Difficulties
  1. Ask God for help. I know financial struggles are difficult. ...
  2. Remember God has a plan for your life. Let's play out a worst-case scenario: What would happen if your house got foreclosed on? ...
  3. Read your Bible. ...
  4. Give thanks. ...
  5. Be generous.

How does God want us to live financially?

He calls us to be good stewards of the resources He has entrusted to us, using them to bless others and advance His kingdom on Earth. This means that wealth should never be viewed as an end in itself but rather as a means to fulfill God's purposes and impact the lives of those around us.

How can God get me out of debt?

Seven Steps for Getting Out of Debt
  1. The first thing of most importance is to have the right view of God. ...
  2. Find this right view through scripture and because of that, through Jesus Christ. ...
  3. Pray. ...
  4. Be honest with yourself about your debts. ...
  5. Make a budget and stick to it. ...
  6. Be grateful if you have a job and do it well.

How do I become completely debt-free?

Getting out of debt can put you in better financial health and open more opportunities.
  1. Understand Your Debt. ...
  2. Plan a Repayment Strategy. ...
  3. Understand Your Credit History. ...
  4. Make Adjustments to Debt. ...
  5. Increase Payments. ...
  6. Reduce Expenses. ...
  7. Consult a Professional Financial Advisor. ...
  8. Negotiate with Lenders.

How to be financially free biblically?

  1. 5) Be a Saver ~ Proverbs 21:5.
  2. 6) Give God what is Rightfully His: The Tithe ~ Leviticus 27:30 / Genesis.
  3. 14:20b.
  4. 7) Be a Faithful Steward ~ Psalm 8:6.
  5. 8) Righteous Prayer over your Finances ~ Philippians 4:19.
  6. 9) Learn to be Content ~ Philippians 4:11-13.
  7. 10) Understanding God's definition of prosperity ~ Psalm 35:27.