We charge a minimum fee of $2 for cashing your check, along with additional rates that are competitive for your area. Speedy Cash will determine the cost based on what other stores or lenders are charging in the area. Our competitive pricing will allow you to keep as much of your check as possible.
Whether you're looking for a payday loan as a short-term solution or an installment loan for longer-term financing, Speedy Cash is committed to helping you understand all of the services, options and payment plans available to you.
Speedy Cash reports to credit bureaus in some states. Making on-time payments could improve your credit score, and late payments, missed payments, or other defaults on your account may also be reflected in your credit report.
Types of Loans from Speedy Cash
You'll need your valid ID, proof of income, and a checking account. Best for emergency cash, such as new tires or an unexpected doctor's visit.
While it's easy to get a payday loan, this financing option is very expensive. Payday loans come with exorbitant interest rates and fees that often make them very difficult to repay. If you can't pay back a payday loan, the account may be sent to a collection agency, which will damage your credit.
You don't have enough regular income
If you don't regularly have income from a job, unemployment or another benefit that appears in your bank account, you could be denied. You could also be denied if that amount is too small. Often, lenders require you to bring in at least $1,000 a month to qualify for a loan.
Opt+: This card is issued by Axiom Bank or Metropolitan Commercial Bank, Member FDIC, pursuant to a license from Visa.
Speedy Cash is a member of the Community Financial Services Association. Speedy Cash is owned by Galt Ventures LLC. Speedy Cash owns and operates Rapid Cash.
A: Most payday lenders offer the ability to pay off your loan early, but be alert! Some lenders may charge you an early payoff fee. To help avoid paying such a fee, be sure to carefully review your loan agreements before you decide to pay off early.
Since Speedy Cash will have a lien on your car, we have the right to repossess your vehicle if you default on your loan. If you won't be able to make a payment, let us know as soon as possible by stopping by a store or calling us at 1-888-333-1360.
A payday lender can only garnish your wages if it has a court order resulting from a lawsuit against you. If you don't repay your loan, the payday lender or a debt collector generally can sue you to collect. ... The bank or credit union then holds an amount for the payday lender or collector as allowed by your state law.
Our check cashing fees are $4 for any checks up to $1,000. For checks between $1,001 and $5,000, the fee is $8. Two-Party Personal Checks are limited to $200 and have a max fee of $6.
We cash a variety of checks including personal checks, employment checks, government checks and money orders. ... A: If you don't have a bank account, stop in to one of our stores and a helpful Speedy Cash representative can help with our check cashing services.
ACE will cash your check, but for a price. ACE charges 3 percent of the total check amount. This might not seem like much at the time, but these fees can add up.
Speedy Cash offers two funding options for online loans that would allow you to get cash the same day you're approved. ... This process is simple: Once you're approved, you will be presented with a page to select your funding option. Once you select Cash at Store Pickup, you will be provided with a confirmation number.
Like Speedy Cash, Ace Cash Express is a well-established lender. It has over 1,000 store locations across 20 states, mainly in the South and West. Depending on where you live, you can apply online or in person for a payday loan, installment loan, title loan or debit card loan.
Check Cashing
Let us take care of it for you with NO HOLDING PERIOD. Whether you're cashing a tax refund, a payroll check, or an insurance reimbursement, we can verify checks quickly and give you your money immediately.
Can I close my checking account to try to stop a payday lender from taking money from it? Yes, but the payday lender will probably take collection action quickly.
You can legally stop automatic payments on a payday loan by revoking the Automated Clearing House (ACH) authorization that gives a payday lender permission to electronically take money out of your bank account or credit union.
Speedy Cash collects personal and income information on your loan application. This includes income information to verify that you meet income requirements, birth date and valid ID to verify that you meet minimum age requirements, and contact information to see verify the maximum loan amount available in your state.
A: Anyone who meets the application requirements is eligible to apply for a payday loan, and may qualify for cash. Requirements to apply for a payday loan: Meet minimum age requirements in your state (18 in most states)
Having a poor credit rating is often the reason most people get declined for a payday loan. If you find yourself turned down because of bad credit, you will likely have to improve your credit score before you can try and apply again. ... Late payments can show on your credit history for seven years.
While you technically can't be arrested for failing to pay a debt unless it's a court fee or fine, child support, or tax debt, debt collectors can and will try to have you arrested for contempt of court.