What is error code 5 on payment?

Asked by: Ms. Ericka Koss Sr.  |  Last update: August 16, 2026
Score: 4.8/5 (67 votes)

Error code 05 ("Do Not Honor") is a general,,,bank-level decline message indicating the issuer refused the transaction without specifying a precise reason. It is a common, vague error triggered by factors such as suspected fraud, insufficient funds, or incorrect billing information. Users should call their bank or use a different card.

What is payment declined code 5?

A declined 05 code is a general Do Not Honor declined response. What does this decline mean? This is the most common and general declined message for transactions that are blocked by the bank that issued the card.

What is error code 5 in bank?

The '05 Do Not Honour' error is a generic bank response code that has several possible causes. However it does generally indicate a card error rather than an error with your merchant facility. The '05' error indicates your bank declining the customer's card for an unspecified reason.

What does error code 05 mean?

The ERROR 05 message typically indicates that the payment method being used was either declined or is not valid for the transaction. This can happen due to various reasons, ranging from simple data entry mistakes to more complex issues with your payment method or account.

What is the processing code 05?

Decline Code 05 is a card issuer's way of saying, “We're not going to honor this transaction.” But here's the thing, they don't explain the exact reason behind it. It's like a general response that can be triggered by various factors.

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25 related questions found

What is the response code 5 on a debit card?

Response Code: 05 - Do Not Honour. This error is a generic bank response code that has several possible causes. However it does generally indicate a card error, not an error with your merchant facility. The '05' error indicates your bank declining the customer's card for an unspecified reason.

What is the billing code 05?

Denial Reason Code 05 means the procedure code or bill type on your claim doesn't align with the Place of Service (POS) code you've submitted.

Why is my bank declining online payments?

Your online payment is likely declined due to incorrect info (card number, CVV, address), insufficient funds/credit, the bank flagging it as fraud (unusual purchase, location, large amount), or an expired/inactive card, but it could also be a temporary hold or daily limit; check details, call your bank, or try another card if it persists. 

Why am I getting a transaction error?

Make sure you have enough money in your account for the purchase. If you're still having issues, contact your bank to find if there's a problem with your account. Try making the purchase again with a different payment method.

What is error code 05 on card machine?

Decline code 05 means “Do not honor” the purchase. It is one of the most common and general decline messages for transactions that the issuing bank has blocked. Although it accounts for the most reasons that payment can't be processed, it is also one of the vaguest reasons.

What does transaction failed with error code mean?

Online payments can fail for various reasons ranging from incorrectly entered data to a lack of funds or suspicions of fraud. An error code is sent whenever a transaction fails and indicates the reason for the failure.

What is a bank reject code 05?

The 05 "Do Not Honor" message means the customer's bank has declined a transaction. This message is usually sent back to the merchant or service provider when a customer attempts to make a purchase online or complete a transaction using their debit or credit card, and the bank has refused to authorize the payment.

What is the credit code 05?

The code 05 decline is accompanied by a “Do Not Honor” message from the issuer, which explains blocked transactions. If the issuer blocks the transaction using the 05 response, our options are limited, as this code signifies a firm decline.

What is the meaning of code 5?

Code 1 Do so at your convenience. Code 2 Urgent. Code 3 Emergency/lights and siren. Code 4 No further assistance is needed. Code 5 Stakeout.

What is error code 05 on debit card?

'Do Not Honour' (also known as 'error code 05' and previously referred to as 'error code 2000') takes place when the customer's bank declines a transaction. This error can occur both in-store and online when the customer pays with a credit or debit card.

What is the meaning of error code 5?

The error code 5 is the windows error code which means that Access has been denied to execute that file. This simply means that the remote user account with which the user is logged in to that computer does not have access to execute any exe's.

How to get rid of system error 5?

If you get a system error 5 in Command Prompt or PowerShell, run those utilities with admin privileges to fix your error. To do that, first, open your PC's "Start" menu. Here, find "Command Prompt" or "PowerShell". Then, right-click your utility and select "Run as Administrator."

What is a payment error?

A payment error means a transaction failed to complete, often due to incorrect details (like card number, CVV, or address), insufficient funds, an expired card, or bank security flags, preventing funds from being transferred from buyer to seller, though it can also stem from technical glitches or merchant-side issues. These errors usually trigger specific messages, guiding users to check details, contact their bank, or address technical problems. 

What not fix payment error?

If you've confirmed everything looks correct and your payment still won't go through, contact your bank to investigate the issue before you retry payment. In the meantime, you can try your purchase using a different payment method.

Why is my card payment not going through?

Double-check your payment information like your credit card number, expiration date, and billing address, when making online purchases to ensure the payment goes through. If your credit card is declined and you're not sure why, it's always best to contact your card issuer to get a clear answer.