What is the commitment fee availability period?

Asked by: Haylee Yundt  |  Last update: July 7, 2025
Score: 4.3/5 (73 votes)

Also known as the commitment period. It is a set period during which a borrower may draw down a loan. In a term loan, it is usually a relatively short period after signing the facility agreement.

What is the availability period in a loan agreement?

1.4. “Availability Period” means the period mentioned in Schedule forming part of the Agreement, during which the Borrower shall be allowed to make drawdown under the Loan. 1.5.

What is the commitment period of a lender?

Commitment Periods

Commitments to deliver most loan products can be taken for 1 to 90 days. Lenders should be sure to choose a commitment period that allows sufficient time after loan closing for the fulfillment of the lender's shipping and delivery requirements.

What is the standard commitment fee?

Typically, a lender charges a flat fee or a percentage of the undisbursed or future loan amount. The percentage fee generally varies between 0.25% and 1%. The fee is usually paid after the credit agreement's been finalized. However, the amount can be charged periodically if it is charged on the undistributed loan.

What is the available commitment amount?

Available Commitment means an amount equal to the excess, if any, of (i) the amount of the Total Revolving Credit Commitment over (ii) the sum of the aggregate principal amount of (a) all Revolving Credit Loans (but not Swingline Loans) then outstanding and (b) the aggregate Letters of Credit Outstanding at such time.

What is a Commitment Fee

22 related questions found

How often are commitment fees paid?

Interest also is charged, and paid, periodically. A commitment fee, on the other hand, often is paid as a one-time fee at the closing of the financing transaction. A further commitment fee may be charged by a lender at the renewal of credit facilities.

What is available commitment?

"Available Commitment" means a Lender's Commitment minus: the amount of its participation in any outstanding Loans; and.

What is the minimum commitment fee?

Commitment fees in India typically range from 0.25% to 2% of the unutilized portion of the loan or credit facility. The exact rate depends on factors such as the borrower's creditworthiness, loan amount, tenure, and market conditions.

What is a standard fee agreement?

For the standard fee agreement, the representative and client are agreeing to representation for the client's claim without limitation. The language on that agreement might look something like this: The client, CLIENT NAME, retains REPRESENTATIVE NAME of ADDRESS to perform the services listed below.

How to calculate commitment fee?

Unlike an upfront fee, a commitment fee is a yearly fee. One can calculate this fee by multiplying the unused portion of a credit line by the commitment rate.

What is the minimum commitment period?

Minimum Commitment Period means in respect to a Service the meaning given in the relevant Specific Terms or if no meaning is given means the fixed period during which Customer agrees to pay for the Services, commencing on the Service Commencement Date, and as used herein, refers to both the initial term of an Order ...

What is a commitment fee for a lender?

Generally, the standard commitment fee typically ranges between a 0.25% to 1.0% annual fee paid to the lender. While an insignificant source of returns, commitment fees are still charged by lenders to keep the line of credit available to be drawn upon on an “as-needed” basis.

What is commitment period and investment period?

Commitment period – the period over which investors are required to make their commitments, i.e. pay the money over! Investment period – the time that investments are made and managed. Liquidation period – the time that investments are disposed of and the fund liquidated.

What is the availability commitment period?

Also known as the commitment period. It is a set period during which a borrower may draw down a loan. In a term loan, it is usually a relatively short period after signing the facility agreement.

What is the availability or notice period?

A notice period on a job application is the amount of time a candidate must give their current employer before leaving their job to accept a new position. This period is often between two weeks and one month, but it can vary depending on the company's policies and an employee's comfort level.

What is the last availability date?

Last Availability Date means the date specified as such in the Loan Agreement. Last Availability Date means in relation to the Revolving Credit Facility, the date falling three (3) months prior to the Final Reduction Date.

What is a reasonable transaction fee?

Key Takeaways

A per-transaction fee is an expense that businesses pay a service provider each time a customer payment is processed electronically. The per-transaction fee can vary depending on the service provider but usually ranges between 0.5% and 5% plus certain fixed fees.

What is the difference between underwriting fee and arrangement fee?

- Underwriting fee: This fee is charged by the underwriters for arranging and syndicating the loan. - Arrangement fee: A fee charged by the lead arranger for coordinating the loan. - Commitment fee: A fee charged by lenders to cover the amount of the loan that is not drawn down by the borrower.

What is the agreement fee?

Agreement Fees are the sources of revenue contained within a Revenue Agreement. Agreement Fees track the amount of revenue that will be recognized for each item and the period for which the revenue will be recognized. The method by which the revenue is recognized is determined by this object as well.

Is a commitment fee an upfront fee?

An upfront fee is distinguished from a commitment fee and the interest rate paid on the loan. In a syndicated loan, a lender generally receives an upfront fee based on the lender's ultimate allocation of loan commitment after the loan is syndicated.

What is the minimum commitment in a contract?

A minimum purchase commitment, also referred to as a minimum quantities requirement, requires a buyer to a sales agreement to purchase a designated quantity of goods over a specified period of time (such as one year).

Should you pay an upfront fee for a loan?

An upfront fee covers the costs of processing your application, including things like administrative costs, credit assessment, loan set-up and document preparation. The best plan is to take the upfront fee into account when calculating the full cost of your loan over its lifetime.

What does commit availability mean?

Committed Availability means, as the date of determination, an amount equal to the Borrowing Base MINUS all outstanding Credit Extensions. Committed Availability means, as the date of determination, an amount equal to the sum of the Revolving Line minus all outstanding Advances under the Revolving Line.

What are the three types of commitment?

The three components are:
  • Affection for your job ("affective commitment").
  • Fear of loss ("continuance commitment").
  • Sense of obligation to stay ("normative commitment").

What is a commitment amount?

Related Definitions

Commitment Amount means the aggregate amount of up to Ten Million Dollars ($10,000,000) which the Investor has agreed to provide to the Company in order to purchase the Company's Common Stock pursuant to the terms and conditions of this Agreement.