What is the tax status for US citizen living abroad?

Asked by: Prof. Enrico Blick  |  Last update: February 18, 2026
Score: 4.7/5 (59 votes)

If you are a U.S. citizen or resident living or traveling outside the United States, you generally are required to file income tax returns, estate tax returns, and gift tax returns and pay estimated tax in the same way as those residing in the United States.

How are US citizens living abroad taxes?

As a US citizen, you will be taxed on your worldwide income. However, because of tax treaties and certain expat tax benefits, most Americans living and working abroad don't end up actually owing anything. But remember: Even if you don't owe anything, you will still have to file an annual tax return.

Do Americans living abroad get taxed twice?

Double taxation occurs when income or assets are taxed by more than one jurisdiction. US expats are often subject to taxation both in the US and their country of residence. The IRS provides several mechanisms, such as tax credits and exclusions, to help prevent double taxation for Americans living abroad.

Am I still a US resident if I live abroad?

Importantly, U.S. citizens are always considered U.S. tax residents, even if they live in a foreign country or claim residency elsewhere. They are subject to citizenship-based taxation, meaning they must report and pay taxes on their worldwide income until they formally renounce their citizenship.

What tax form does a US citizen living abroad file?

Form 1040 has three different versions: 1040, 1040A, and 1040EZ, but expats almost always use the original: Form 1040. This form reports your name, Social Security number, and address to the IRS.

Tax For US Citizens Overseas Simplified

36 related questions found

Does a U.S. citizen living abroad have to file a state tax return?

Some US expats are required to pay state taxes even after moving overseas, depending on the state where the expat has residency. Taxpayers can change or terminate their state residency to erase their state tax obligations. Certain states make it much harder for expats to change their residency status than others.

How long can a U.S. citizen live abroad?

Absences of more than 365 consecutive days

You must apply for a re-entry permit (Form I-131) before you leave the United States, or your permanent residence status will be considered abandoned. A re-entry permit enables you to be abroad for up to two years.

Can you lose your US citizenship if you live outside the US?

One of the many benefits of becoming a U.S. citizen is that it is a stable immigration status. Unlike the situation for lawful permanent residents (green card holders), someone who has attained naturalized U.S. citizenship can't lose that status solely by living outside of the United States for a long time.

What is the 183 day rule for US citizens?

To satisfy the 183-day requirement, count: All of the days you were present in the current year, One-third of the days you were present in the first year before the current year, and. One-sixth of the days you were present in the second year before the current year.

What happens if you don't file taxes while living abroad?

The most common penalty is the failure-to-file penalty, which is 5% of the unpaid taxes for each month the return is late, up to a maximum of 25%. However, many US expats owe no US tax due to the Foreign Earned Income Exclusion (FEIE) or Foreign Tax Credit (FTC), so this penalty might not apply.

How much overseas income is exempt from US taxes?

The maximum foreign earned income exclusion amount is adjusted annually for inflation. For tax year 2023, the maximum foreign earned income exclusion is the lesser of the foreign income earned or $120,000 per qualifying person. For tax year 2024, the maximum exclusion is $126,500 per person.

What is the US exit tax?

Under Sec. 877A, a U.S. exit tax may apply to individuals who relinquish their U.S. citizenship or are long-term residents who cease to be a U.S. permanent resident. The tax is designed to make sure that all unpaid taxes are settled before a U.S. citizen or resident withdraws from the U.S. tax system.

Do US citizens living abroad pay social security taxes?

Wages paid to U.S. citizens and residents employed outside the United States are generally subject to Social Security and Medicare tax if the employer is an American employer.

Do I have to pay US taxes if I retire abroad?

The United States is one of the few countries that taxes its citizens on their worldwide income. This means that Americans who retire overseas still have tax obligations.

How to avoid US tax on foreign income?

Expats can use the FEIE to exclude foreign income from US taxation. For the entire tax year 2024, the maximum exclusion amount under the FEIE is $126,500. To qualify for the FEIE, you must meet the standards of the physical presence test or the bona fide residence test.

What is the IRS stacking rule?

These rules impose a “stacking” principle under which individuals who claim the foreign earned income exclusion (FEIE) and/or housing cost exclusion are subject to the same marginal tax rates as individuals with the same income level who are not eligible for (or do not elect to claim) the exclusions.

What happens if I stay more than 6 months outside US for citizenship?

The immigration law states that if a Legal Permanent Resident is outside of the U.S. for 180 days in a row (but less than 1 year), without permission from the U.S. government, then it will be presumed that the person has lost or abandoned their residency, and therefore can no longer apply for U.S. Citizenship / ...

What is the 3 year tax rule?

You risk losing your refund if you don't file your return. If you are due a refund for withholding or estimated taxes, you must file your return to claim it within 3 years of the return due date. The same rule applies to a right to claim tax credits such as the Earned Income Credit.

How long can you live in another state without becoming a resident?

Most states will consider you a resident for tax purposes if you spend 183 days or more in that state.

How long can a U.S. citizen live outside the US?

A common concern is the duration of time a U.S. citizen can spend abroad without jeopardizing their citizenship status. While there is no set limit, extended periods of absence, especially when combined with other factors, can trigger inquiries from U.S. authorities.

Do you still have to pay taxes if you renounce US citizenship?

No, renouncing your US citizenship doesn't immediately cancel your tax obligations. You are still required to file a final tax return covering income up to the date of renunciation, and depending on your financial status, you may also owe an exit tax.

Does the US recognize dual citizenship?

The Supreme Court of the United States has stated that dual nationality is “a status long recognized in the law” and that “a person may have and exercise rights of nationality in two countries and be subject to the responsibilities of both.

Do I lose my U.S. citizenship if I move to another country?

The simple answer is no. Generally, naturalized U.S. citizens cannot lose their citizenship simply by living in another country. However, certain actions and circumstances can potentially jeopardize your citizenship status.

Do you have to pay US taxes if you live in another country?

Yes, if you are a U.S. citizen or a resident alien living outside the United States, your worldwide income is subject to U.S. income tax, regardless of where you live. However, you may qualify for certain foreign earned income exclusions and/or foreign income tax credits.

Can a U.S. citizen live permanently in another country?

At this time, no penalties exist if a naturalized U.S. citizen simply goes to live in another country, even on a permanent basis. This is a distinct benefit of U.S. citizenship, since green card holders can have their status taken away for "abandoning" their U.S. residence.