Which religion does not pay interest?

Asked by: Sheila Homenick MD  |  Last update: September 28, 2026
Score: 4.3/5 (37 votes)

Islam is the primary religion that strictly prohibits paying or receiving interest ( 𝑅 𝑖 𝑏 𝑎 𝑅 𝑖 𝑏 𝑎 ) based on Sharia law, viewing it as usury and exploitation. While historically prohibited in Judaism and Christianity, modern interpretations differ, but Islamic finance offers specific alternative structures like Murabaha (cost-plus financing) and Heter Iska (partnership agreements) to avoid interest.

What religions don't allow interest?

A set of Islamic principles—based on the goal of providing economic justice for all—prohibits Muslims from paying or receiving interest during financial transactions. Some Jewish and Christian groups face a similar prohibition.

Is there a religion where you can't pay interest?

Islam forbids both receiving and paying interest (riba). Many of us can end up accumulating interest through our bank accounts even if we don't want it, so what should we do with it? Since it is not permissible to use riba for one's own benefit, we should donate it to charity.

Do Jews get 0% interest?

Jewish Free Loan Association offers zero-interest, zero-fee loans that restore dignity, stability, and opportunity. Thousands of individuals and families have achieved financial security because JFLA was able to say "YES" to them when they needed it most. History teaches us that we can expect the unexpected in 2026.

What religion doesn't allow financing?

In Islamic finance, riba refers to interest charged on loans or deposits. Religious practice forbids riba, even at low interest rates, as both illegal and unethical or usurious. Islamic banking has provided several workarounds to accommodate financial transactions without charging explicit interest.

Why is paying interest not Haram? | سود دینا حرام کیوں نہیں؟ | Javed Ahmad Ghamidi

39 related questions found

What religion doesn't pay taxes?

Churches in the US enjoy tax-exempt status primarily because they are classified as 501(c)(3) organizations under the Internal Revenue Code. This classification means they do not have to pay federal income taxes on donations, gifts, or other income related to their religious mission.

Where in the Bible does it say "no interest"?

Deuteronomy 23:19–20 – “Do not charge a fellow Israelite interest, whether on money or food or anything else that may earn interest.” Psalm 15:5 describes a righteous person as one “who lends money to the poor without interest.”

Do Muslims pay interest on bank loans?

Islamic rules forbid earning interest from savings and charging interest on loans and mortgages. Under Islam, being in debt is not encouraged. In the UK, Islamic banking is typically only offered by Islamic banks, but accounts are available to everyone, even those who don't practise Islam.

What is the biggest sin in Judaism?

In Judaism one is not only permitted but required to perform most sins, if necessary in order to save human life. This principle is called pikuach nefesh. The only exceptions are the three exceptional sins (murder, idolatry, and sexual misconduct), which one must die rather than commit.

Do Jews still cancel debts every 7 years?

Yes, the biblical commandment for debt cancellation (Shmita or Sabbatical year) still exists in Jewish law, but its practical application is complex and largely circumvented in modern times through legal mechanisms like the Prozbul to prevent lending from drying up, though the spirit of generosity and relief for the poor remains influential in Jewish ethics and culture. 

What are the 7 major sins in Islam?

The 7 major sins in Islam, often called the "seven great destructive sins," are derived from a Hadith and include: associating partners with Allah (Shirk), practicing magic, unjustly killing a soul, consuming usury (riba), eating an orphan's wealth, fleeing from battle, and slandering chaste, believing women. Avoiding these sins requires sincere repentance and turning to Allah. 

What is the most lenient religion?

Throughout its development over more than two millennia, Daoism has demonstrated remarkable inclusiveness—embracing not only religious and cultural traditions within the Chinese world but also those originating beyond it.

Why can't Muslims take out loans?

Whether you're the house buyer or a lending bank, earning or paying interest (otherwise known as riba) is considered haram (not allowed under Islamic law). The Islamic faith doesn't believe that banks should be able to profit on someone's need for a loan to help purchase assets.

What religions do not like Christianity?

Christianity has faced significant theological criticism from thinkers of other Abrahamic religions, particularly including Judaism and Islam.

What religions are banned around the world?

Jehovah's Witnesses and Baha'is were among the most frequently banned groups. The Middle East-North Africa region had the highest share of countries (55%, or 11 out of 20 countries in the region) with bans on religion-related groups in 2019.

What religion is the unforgivable sin?

The unforgivable sin is interpreted by Christian theologians in various ways, although they generally agree that one who has committed the sin is no longer able to repent, and so one who is fearful that they have committed it has not done so.

What is the #1 worst sin?

There's no single #1 worst sin; it depends on the religious or moral framework, but pride is often called the root of all evil (Christianity/Islam), while the blasphemy against the Holy Spirit (unforgivable sin) is considered the gravest in the Bible. Other severe sins include child abuse (Catholicism) and sins that "cry to Heaven" (like shedding innocent blood or oppressing the poor). 

What did Israel do wrong in the Bible?

They worshipped all the stars in the sky and they served Baal . 17 They burned their sons and their daughters in fire as offerings to Baal. They used magic to find out what would happen in the future. They chose to do things that the Lord said were evil .

What religion is against paying interest?

All three Abrahamic religions – Christianity, Judaism, and Islam – have teachings that prohibit the charging of interest on loans. This prohibition is based on the belief that charging interest is exploitative and goes against the principle of treating others with fairness and compassion.

Can I get a 0% interest loan?

Yes, you can get a 0% interest loan, commonly found as promotional offers for cars, furniture, or credit cards, but they usually have strict terms like a high credit score requirement and a limited time period, with high retroactive interest or fees if you miss payments or don't pay in full by the deadline. True 0% APR loans are different from "deferred interest" offers where all accrued interest is charged if the balance isn't cleared by the end of the promo. Always read the fine print for details on fees, timelines, and what happens if you're late.

How do Muslims avoid interest?

Some Muslims choose to avoid debt entirely, while others seek out Islamic financial products or make use of interest-free lending circles within their communities. The Islamic prohibition of interest also raises broader questions about the nature of money and finance in our society.

Which religion is against interest?

Judaism and Islam do not generally allow the charging of interest to believers or at least do not allow for excessive interest, usury. See Exodus 22:25–27 on the prohibition (but some have interpreted it in the context of taking advantage of the poor or lending to someone in need, as opposed to in business).

Does the Bible say there's no sadness in heaven?

The Bible says in Revelation 21:4, "And God shall wipe away all tears from their eyes; and there shall be no more death, neither sorrow, nor crying, neither shall there be any more pain: for the former things are passed away."