Why can't I use Mastercard at Costco?

Asked by: Janae Bednar  |  Last update: February 9, 2022
Score: 4.2/5 (61 votes)

Costco takes all Visa credit cards, debit cards and gift cards. Costco only takes Visa cards. They won't accept Mastercard, Discover or American Express. ... If you don't have a Visa card, you'll only be able to pay with cash, a check or a prepaid Costco Cash Card.

Can I use my Mastercard debit card at Costco?

Costco does not allow its customers to use Mastercard credit to purchase from their stores because the wholesale chain has an exclusive deal with Mastercard's competitor Visa. ... The Visa deal ensures that Costco can only accept Visa credit cards from customers at their store.

When did Costco stop accepting Mastercard?

Editorial and user-generated content is not provided, reviewed or endorsed by any company. The Costco credit card change happened on June 20, 2016. More specifically, that's when Costco's switch to Visa from American Express officially took effect, after being announced in February 2015.

How do I use my Mastercard at Costco?

Remember that you can use your MasterCard for online purchases at Costco.com. Buy a Costco Cash Card from Costco.com, using your MasterCard credit card, and use the Costco Cash Card for in-store purchase. Easy, peasy. Also look for other outlets that sell Costco gift cards.

Why is Mastercard not accepted?

WalletHub, Financial Company

Mastercard is not accepted at retail chains that have an exclusive agreement with another card network. For example, Costco accepts Mastercard only for online purchases. Mastercard credit cards also can't be used to pay a credit card bill, but no credit cards can be used for that.

Why the COSTCO Capital One Mastercard is completely USELESS

24 related questions found

Why does Costco only take Visa?

Costco only accepts Visa credit cards. ... Put simply, Costco wants you to use a Visa card because it saves them a considerable amount of money in transaction fees. You can still use most branded debit cards at the register, since the “swipe” fees are much lower for merchants.

Does Amazon accept Mastercard?

Amazon Pay accepts credit and debit cards. Credit cards currently accepted include Visa, Mastercard, Discover, American Express, Diners Club, and JCB. The Amazon.com store card is available for use with selected merchants.

Will Costco accept any Mastercard?

Since Costco has a contract with Visa, shoppers can't use credit cards backed by the other three main networks, American Express, Mastercard or Discover, at Costco warehouses. However, you're able to pay with Mastercard and Discover cards for purchases made at Costco.com and the Costco app.

Can I use Mastercard at Costco gas?

Costco warehouses and gas stations only accept Visa credit cards, cash, debit cards, and Costco Shop Cards (gift cards). They do not accept Mastercard, American Express, or Discover cards. ... The branded cards also switched over at that time, and cardholders received the Costco Anywhere Visa Card.

Does Costco gas accept Mastercard debit?

Costco Gas only accepts Visa credit cards for gas purchases as of 2022. This includes NFC payments done by Apple Pay, Google Pay, and Samsung Pay via Visa debit and credit cards. Unfortunately, Costco gas does not accept MasterCard or American Express credit cards.

Why does Costco not accept Visa?

Costco in Canada is separate from (although related to) Costco in the US, and banking is separate in Canada from US banks and credit cards. So the contract that Costco has with Visa in the US does not apply in Canada, or vice versa.

What type of card does Costco accept?

U.S. Costco warehouse locations accept: All Visa Cards. The Costco Anywhere Visa® Card by Citi. Most PIN-based Debit/ATM Cards.

Does Costco take Mastercard online?

If you want to shop at Costco with a credit card other than a Visa, you'll have to buy online at Costco.com. The retailer's website accepts Visa, Mastercard and Discover.

Does Costco accept debit?

Terms of Payment

All purchases must be made by cash, debit card, Costco Shop Card, preprinted personal cheque or by those credit cards accepted by Costco from time to time. Costco reserves the right to further limit the payment method applicable to certain purchases.

Is Capital One a Visa or MasterCard?

Capital One issues Visa credit cards and Mastercard credit cards both. Unlike Capital One, which is a bank, Visa and Mastercard are card networks.

Does BJ's accept MasterCard?

BJ's accepts Mastercard, ® Visa, ® American Express ® and Discover ® Network both in Club and for online shopping at BJs.com. Cash, checks and debit cards are accepted in Club.

Can I use my husband's credit card at Costco?

The membership cards are nontransferrable. Only the person whose name is on the card can use it. You can bring guests in with you, friends, family, whatever but only the member can pay with anything but cash.

Why is gas so cheap at Costco?

Although wholesalers are able to make a profit on gas, they're not making much: Costco, for example, reported that gasoline has a lower profit margin than the rest of its business. Rising gas prices typically help Costco's sales, but hurt its profits.

Does all Costco have self checkout?

Not every warehouse has a self-checkout station.

It all started years ago after Costco took them away in 2013. In 2019, around 100 out of the nearly 600 warehouses in the U.S. had them, and the company said it was working to add 150 more by 2020, according to ABC7, a local news station in Southern California.

Does Costco Canada accept any Mastercard?

Costco.ca now accepts Debit Mastercard.

What cards does Costco Canada accept?

For a few years now, Costco Canada has only accepted Mastercard for warehouse payments (in addition to cash or debit card payments).
...
Costco “Shop” cards are gift cards you can use :
  • At the warehouse.
  • at Costco gas stations.
  • on Costco.ca.

Does Costco accept Apple Pay Mastercard?

Costco does indeed take Apple Pay at most warehouses and gas stations in the U.S. and Canada. However, you can only use Apple Pay with Visa cards in the U.S. and MasterCard cards in Canada. To use Apple Pay at a Costco location, bring your mobile close to the NFC reader when the employee asks you to do so.

Does Walmart accept Mastercard?

Walmart.com accepts the following payment methods:

Credit cards, including American Express, Discover, MasterCard, and Visa. ATM / Debit / Check Cards, including Walmart MoneyCard Opens in new window. ... Walmart Gift Cards and eGift Cards (gift cards cannot be used to purchase other gift cards)

Does everywhere take Mastercard?

Visa and Mastercard don't actually issue or distribute credit cards. Instead, they are payment networks — they process payments between banks and merchants for credit card purchases. ... Visa and Mastercard are both accepted just about everywhere that takes credit cards.

Which is more accepted Visa or Mastercard?

Visa and Mastercard are the most widely accepted credit card networks. Visa credit cards can be used at 44 million merchant locations in more than 200 countries and territories. ... Mastercard is accepted in more countries than Visa, yet roughly 7 million more merchants worldwide take Visa.