Why does Apple keep making me verify my payment method?

Asked by: Prof. Clovis Pollich  |  Last update: April 17, 2025
Score: 5/5 (56 votes)

The "Verification Required" message on iOS often occurs due to issues with the Apple ID payment method. This message may appear if there's a failure in the payment system, outstanding balances if the device has never downloaded apps or made purchases before, or if the payment method needs updating.

Why does Apple keep telling me to verify my payment method?

This is a security measure implemented by Apple to verify that the purchase is authorized by the Family Organizer.

Why does Apple Pay keep asking me to verify my card?

Your bank has decided additional verification is required to make sure you're the account owner. Some permit you to add your card to digital wallets by going through their website and/or mobile app. If your bank permits that, it bypasses the additional verification your bank requires going through the Apple Wallet.

How do I get Apple to stop asking me to verify?

Step 1: Go forward to Settings → [Your Name] → Media & Purchases. Step 2: Simply tap on View Account and head to Manage Payments. Step 3: Set the payment information to None so that App Store won't ask you for verification.

How do I stop Apple Pay from asking for verification?

To stop the App Store from asking for verification, you can apply the following solutions:
  1. Check the unpaid balance.
  2. Change or update payment method.
  3. Disable App Store purchase restrictions.
  4. Re-sign into Apple ID.

How To Fix Verification Required On App Store - Full Guide

17 related questions found

Why is Apple forcing me to add a payment method?

Even if you're trying to download a free app on the App Store, Apple requires that you have a payment method on file registered for your Apple ID. This is primarily for verification and security purposes and to confirm that you're a real user.

How do I turn off payment verification on my iPhone?

Open the Settings app. Tap your name. Tap Payment & Shipping. Tap Edit, tap the red Delete button, then tap Remove.

How do I turn off Apple verification?

Choose the Apple menu  > System Settings. Click your name. Click Sign-In & Security. Turn Automatic Verification on or off.

Why do I keep getting Apple verification?

If you're repeatedly seeing the Apple ID Verification pop up with a wrong email address, it's likely due to using someone else's Apple ID to download apps or access services. This issue is especially common on preowned devices.

How do I get past Apple verification required?

Go to Settings > [Your Name] > Media > Purchases > View Account > Purchase History. And now check your purchase history for any unpaid items, then pay the outstanding balance, then you can solve how to get past verification required on iPhone.

Can you use Apple Pay without a verifying card?

Can I use Apple Pay without verifying my card? Yes, you can certainly receive money in your Apple Pay account without verifying or linking a card. Sending money is also possible, but there is a limit to this if you have not yet verified a card with your Apple Cash Wallet.

Why is Apple declining my card when I have money?

Some possible reasons for why the transaction is declining even though the digital card still appears in the Apple wallet include: Your card has been temporarily locked. Your card or the transaction account has insufficient funds or limit for the transaction. An incorrect card PIN has been entered at the terminal.

How do I turn off verify identity on Apple Pay?

Method 4: Signing Out and then Signing In Again into Apple ID/Apple Account. Another proven method on how to bypass card verification Apple Pay is by simply signing out and then signing in again into your Apple ID/Apple Account.

Why is it asking me to verify my card for Apple Pay?

This will verify you are the owner of the cards being added to Apple Pay. When adding your card from within the app or in the Apple Wallet by choosing the 'Available Cards' option we will send you a SMS Protect Code to your registered mobile number and ask you to enter this.

Why does Apple keep asking for payment method?

Possible reasons for this include having an outstanding balance with the App Store, issues with the current payment method as well as any potential ongoing subscriptions. While you can try to set up an account without a payment method, you will likely have few options outside of entering a valid payment method.

How to get a free iPhone without paying?

Here are some examples of places to find iPhone giveaways:
  1. Social Media Giveaways. ...
  2. Tech Website Competitions. ...
  3. Online Surveys & Sweepstakes. ...
  4. Retailer Promotions. ...
  5. Keep Tabs on Trade-In Programs. ...
  6. Refer-a-Friend Schemes. ...
  7. Student Trials and Subsidies. ...
  8. Redeem Loyalty Rewards.

How do I know if my iPhone has been hacked?

Signs that your Apple Account has been compromised

You notice unusual activity, such as messages that you didn't send, deleted items that you didn't delete, account details that you didn't change or don't recognize, trusted devices that you didn't add or don't recognize, or purchase activity that you don't recognize.

How do I fix Apple ID verification problem?

Part 3.
  1. Solution 1. Restart Your iPhone.
  2. Solution 2. Get a New Verification Code.
  3. Solution 3. Switch to a Different Network.
  4. Solution 4. Disable an Active VPN.
  5. Solution 5. Sign Out and Back into Apple ID.
  6. Solution 6. Correct Date & Time.
  7. Solution 7. Update the iOS Version.
  8. Solution 8. Reset Network Settings.

How do I fix my Apple verification loop?

Check and Pay the Unpaid Balance. When there is any unpaid subscription or payment due on your Apple ID account, you would get the "Verification Required" message on your iPhone or iPad. The only method to bypass Verification Required in App Store is to check and pay your unpaid balance.

Why does Apple keep asking me for verification?

If a message says 'billing problem with previous purchase' or 'verification required' If these messages appear, you might be unable to make purchases, download free apps, or use subscriptions. To fix the issue, change your payment method.

How do I turn off my verification?

Turn off 2-Step Verification
  1. Open your device's Settings app and tap Google Your name. Manage your Google Account.
  2. At the top, tap Security.
  3. Under "How you sign in to Google," tap 2-Step Verification. You might need to sign in.
  4. Tap Turn off.
  5. Confirm by tapping Turn off.

How does Apple verify your account?

Whenever you sign in to your Apple Account on a new device or browser, you'll confirm your identity with your password and a six-digit verification code. There are a few ways you can get a verification code. You can use the code displayed on your trusted device, or get a text or phone call.

Why is my iPhone asking for payment verification?

The "Verification Required" message on iOS often occurs due to issues with the Apple ID payment method. This message may appear if there's a failure in the payment system, outstanding balances if the device has never downloaded apps or made purchases before, or if the payment method needs updating.

How to stop getting verification required?

No Payment Method Set
  1. Open the Settings app and tap your name. Even if you want to get a free app, you need to have a payment method saved to stop getting "verification required" pop-up messages.
  2. Tap Payment & Shipping. ...
  3. Tap Add Payment Method.

How do I cancel Apple verification?

In the Security section, Click Edit. Click Turn Off two-step verification. Create new security questions and verify your date of birth. You'll get an email confirming that two-step verification for your Apple ID is off.