Why would my refund be under review?

Asked by: Shad Rosenbaum  |  Last update: June 27, 2026
Score: 4.5/5 (12 votes)

A tax refund is often placed under review to verify income, deductions, or credits, ensuring accuracy and preventing fraud. Common reasons include inconsistencies between your reported income and W-2/1099 forms, claiming specific credits like the Earned Income Tax Credit (EITC), potential identity theft, or random selection.

Why is my refund taking so long to be reviewed?

Tax refund delays can occur due to processing backlogs, errors, or missing information. Filing close to deadlines may extend processing times. Taxpayers should check the IRS ``Where's My Refund?'' tool online using their Social Security number, filing status, and refund amount.

How long does a refund review take?

– Receiving a paper refund check in the mail may take longer than choosing direct deposit. Most e-filed returns are processed within 21 days. – Paper-filed returns generally take 6 to 8 weeks for the IRS to process and send your refund.

What triggers an IRS refund review?

The IRS uses a combination of automated and human processes to select which tax returns to audit. Not reporting all of your income is an easy-to-avoid red flag that can lead to an audit. Taking excessive business tax deductions and mixing business and personal expenses can lead to an audit.

What does refund reviewed mean?

The stages of an IRS refund are: (1) Return Received, where the IRS acknowledges receipt of your return; (2) Return Reviewed, where the return is checked for accuracy; and (3) Refund Approved/Sent, where the refund amount is finalized and issued.

Why is my NYS refund under review?

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How long will my return be under review?

If the IRS is reviewing your return, it may have questions about your wages and withholding, or credits or expenses shown on your tax return. The review process could take anywhere from 45 to 180 days, depending on the number and types of issues the IRS is reviewing.

What does under review mean for tax refunds?

We'll find a professional perfectly matched to your needs. Getting started is easy, fast and free. So, what does your tax return being reviewed mean? If your tax return is under review, the IRS is examining it to ensure that it is accurate and in accordance with tax laws.

Why is my return being reviewed?

The IRS reviews some federal tax returns to determine if income, expenses, and credits are reported accurately. The IRS selects returns for review using various methods; including random sampling, computerized screening, and comparison of information received by the IRS such as Forms W-2 and 1099.

Does under review mean audit?

A review does not automatically mean you are being audited. The IRS may only want to verify some details. If concerns persist, they might request more information. Most reviews end without a full audit.

How long does it take to get a tax refund after review?

According to the IRS, most refunds are funded within 21 days of filing. However, you may receive your refund at a different time depending on how you choose to receive it or if IRS finds issues with accuracy, such as reconciling the amount of stimulus payment or advanced child tax credit received in 2021.

Can I speed up my IRS refund review?

What should I do? Request an expedited refund by calling the IRS at 800-829-1040 (TTY/TDD 800-829-4059). Request a manual refund expedited to you.

What is a refund review?

An important function of the Joint Committee staff is to evaluate whether provisions of the tax law operate as intended or cause unintended administrative, interpretive, or statutory results.

What's the longest a refund can take?

Key takeaways. Most people receive refunds within three weeks if they e-file and choose direct deposit; paper returns can take six weeks or more. Filing accurately — especially when claiming credits like the Earned Income Tax Credit— helps prevent refund delays.

Should I be worried if my tax refund is still being processed?

You generally shouldn't worry if your refund is "still being processed," as it means the IRS is working on it, but it might take longer than the typical 21 days due to common issues like errors, incomplete information, or claiming credits like the EITC/ACTC. Worry only becomes necessary if you receive an IRS letter requesting more information or if the "Where's My Refund?" tool shows a specific problem like fraud, but typically, it just means a longer wait, not no refund at all. 

Do all tax returns get reviewed?

The percentage of individual tax returns that are selected for an IRS audit is relatively small. From 2020-2023, less than 0.50% of individual returns were selected for audits — the lowest of any published audit rate since 1950.

How long can the IRS hold your refund for review on Reddit?

If your transcript still shows code 570 after six months, the refund may be stuck in review. Call the IRS at 800-829-1040 and ask for a refund-hold review to see what's causing the delay. If it's been over 120 days, you might reach out to the Taxpayer Advocate Service since sometimes they can escalate stalled cases.

How long can my refund be under review?

The IRS has no maximum time limit when it comes to processing tax refunds, but after 45 days, it is required to pay interest on your refund. In most cases, you can expect the IRS to issue your tax refund within 21 days of filing your tax return.

Does under review mean accepted?

Under Review: Your application is in the pre-screen phase, which could include recruiter review, hiring manager review, and/or initial phone interview. Interview: You have been invited to and are participating in the formal interview process.

Why is the IRS taking so long to review my tax return?

Errors on or Incomplete Tax Returns: Your refund may be delayed for something as simple as a forgotten signature, mathematical errors or if the income reported by you doesn't match what your employer or other third-party payers have reported.

What are common reasons for IRS reviews?

Common IRS audit triggers

  • Making math errors.
  • Failing to report income.
  • Claiming too many charitable donations.
  • Reporting too many losses on a Schedule C.
  • Deducting too many business expenses.
  • Claiming a home office deduction.
  • Using nice, neat, round numbers.

Why does my tax return require further review?

The return itself is incomplete. You may be missing a number or a signature, for example. Your return contains errors. You are a victim of identity theft or fraud that has affected your tax return.

How can I speed up my refund?

Get your refund faster

  1. E-file your tax return.
  2. Set up direct deposit.
  3. File early.
  4. Double-check your figures.
  5. Get a tax return advance.

Why is my refund on review?

Why is my return being reviewed? We select some returns to review so we can determine whether income, expenses, and credits are reported correctly. This doesn't mean you made an error or were dishonest.

How long does it take to get your refund after a review?

Processing your refund usually takes: Up to 21 days for an e-filed return. 6 weeks or more for returns sent by mail.

How would I know if my refund was not approved?

Use the IRS Where's My Refund tool or the IRS2Go mobile app to check your refund online. This is the fastest and easiest way to track your refund. The systems are updated once every 24 hours. You can contact the IRS to check on the status of your refund.