Credit & Lending

• Why does it take 30 days to close on a house?
• How many personal loans is too many?
• Why would a debt disappear from my credit report?
• How often can I do a hard inquiry?
• What is the Rule of 78 payout?
• Can I legally be denied credit?
• Why are my current balance and available credit different?
• Can a car dealership lower your interest rate?
• Can you go to jail if a creditor sues you?
• Does internet bill affect credit score?
• Is it better to put more money down on a house?
• What happens if I only put 3% down on a house?
• Is an all-cash offer actually all-cash?
• How long does it take for finance to settle?
• Is it smart to pay extra principal on car?
• Can a business account be garnished for personal debt?
• What is the difference between 15-year and 30-year mortgage?
• Can family members be held responsible for debt?
• What is the FHA six month rule?
• How do you demonstrate proof of funds?
• What happens if I make one late payment?
• How do settlement payments work?
• Can my personal account be garnished for business debt?
• Can you buy a house with a 700 credit score?
• How much income do you need to buy a $500 000 house?