Credit & Lending

• Can you negotiate auto loan interest rates with bank?
• Can I get a 20k student loan?
• Should I pay the original creditor instead of collection?
• Does using credit card raise credit?
• What is the most commonly used credit score model?
• How much should I spend on a $5000 credit card?
• Can you negotiate paying off student loans?
• Is a mortgage gift letter legally binding?
• What if a debt collector won't send me a letter?
• How big of a loan can I get with a credit score of 650?
• What is the short sale rule?
• How do you fight an unfair appraisal?
• How long is a short sale contract?
• What credit score is needed to lease a luxury car?
• What types of practices are prohibited under the Fair Debt Collection Practices Act?
• Does the down payment go to the dealer?
• What is the main purpose of the Truth in Lending law real estate?
• Can you avoid PMI on an FHA loan?
• What is the lowest credit score to finance a car?
• What is considered high student loan debt?
• Does buying a home boost your credit score?
• Why would someone get a hardship loan?
• Can you remove someone as a cosigner on a loan?
• How do I back out of a mortgage contract?
• What are the four main disclosures required under TILA?