Credit & Lending

• What is the 3 day rule in real estate?
• Are any mortgages assumable anymore?
• Why is my APR so high on a personal loan?
• How far off is Credit Karma from your actual score?
• Does credit score affect PMI?
• What is a lender required to provide to the borrower?
• What is the most important credit score?
• Does paying your credit card in full improve your credit score?
• What are debt like obligations?
• What is the highest priority debt?
• What would most lenders require if the buyer is putting less than 20% down?
• Do mortgage lenders look at your bank statements?
• Does down payment go directly to seller?
• Should you not put a down payment on a car?
• What is the monthly payment on a mortgage of $500000?
• Who is the best debt consolidation company?
• When only one spouse is on the mortgage but both on the title?
• What is it called when you take over someone's mortgage?
• What does the loan originator compensation rule do?
• What credit score is Tier 3?
• How do I get rid of credit utilization?
• Can you use home equity for anything?
• When should I worry about credit card debt?
• Who enforces the Truth in Lending Act?
• Is a voluntary repo better than a repo?