Credit & Lending

• Is churning a good idea?
• What is a good debt-to-income ratio?
• What happens if you don't pay off student loans?
• Why would my bank do a soft credit check?
• Do loan officers call your employer?
• Is it better to pay lump-sum off mortgage or extra monthly?
• Can a lender see your bank account?
• How do I increase my Capital One credit limit online?
• What credit bureau does AutoNation use?
• How do I remove my address from Credit Karma?
• Who pays discount points on FHA loan?
• How do creditors find your bank accounts?
• How many times my salary can I borrow for a mortgage?
• How often do people pay off their mortgage?
• How can I raise my credit score without debt?
• How long does a refinance take after appraisal?
• What is TransUnion credit score used for?
• Should you close old bank accounts?
• Is 716 a good TransUnion score?
• Is it hard to get a personal loan from a bank?
• What is a 609 letter?
• Can I get a mortgage with a 762 FICO?
• How can I avoid closing costs?
• What is a Tier 1 credit score?
• What counts towards debt-to-income ratio?