Credit & Lending

• What credit agency does Chase use?
• Does lower interest rate mean lower monthly payment?
• Should you live debt free?
• What happens if you get laid off while buying a house?
• How much should I spend on a down payment?
• Are you penalized for paying off mortgage early?
• What bank is TJ Maxx credit card?
• Can banks Keep your money?
• Is churning a good idea?
• What is a good debt-to-income ratio?
• What happens if you don't pay off student loans?
• Why would my bank do a soft credit check?
• Do loan officers call your employer?
• Is it better to pay lump-sum off mortgage or extra monthly?
• Can a lender see your bank account?
• How do I increase my Capital One credit limit online?
• What credit bureau does AutoNation use?
• How do I remove my address from Credit Karma?
• Who pays discount points on FHA loan?
• How do creditors find your bank accounts?
• How many times my salary can I borrow for a mortgage?
• How often do people pay off their mortgage?
• How can I raise my credit score without debt?
• How long does a refinance take after appraisal?
• What is TransUnion credit score used for?