Credit & Lending

• What credit score is needed to buy a $400,000 house?
• When you take out a mortgage who truly owns the home?
• How long does it take for student loans to come off your credit?
• How do I know if my mortgage can be ported?
• When should PMI be Cancelled?
• Can auto loans hurt your credit?
• What documents are required by Trid?
• Why are government loans considered the best loans?
• Can you transfer a mortgage to a family member without?
• What is the most common form of debt relief?
• What are the disadvantages of debt relief order?
• How do you cancel a personal loan?
• What transactions are exempted from the Trid rule?
• What to say when asking for a credit limit increase?
• What are the conditions for promissory note?
• Can I use 80% of my credit limit?
• Can a trustee freeze your bank account?
• What two types of loan should you avoid?
• How to terminate a mortgage?
• How long will a default affect my credit?
• What does it mean when your loan is in processing?
• How does bad debt affect you?
• Is it bad to keep an unused credit card open?
• How long will a car loan stay on your credit report?
• What would trigger the 3-day waiting period resulting in a delay in closing?