Credit & Lending

• Does paying interest affect credit?
• Does Upstart accept anyone?
• Can I overpay a personal loan?
• What is the lowest credit score to get a mortgage?
• Does switching affect your credit score?
• When you owe more on a car than its worth?
• Is it worth having student loan debt?
• How strict is the Capital One 6 month rule?
• How much house can I afford 28-36?
• How much debt should you have at 40?
• What is jumbo 30 year mortgage?
• What is the recommended income for a 500K house?
• Can you get 0 percent interest?
• Can you inherit private student loan debt?
• How can I find out if someone is using my identity?
• Does it matter if my name is not on my mortgage?
• How much savings do mortgage lenders want to see?
• What is the 3% QM rule?
• Can I get a $30000 car loan with a 600 credit score?
• Can you change your mind after accepting a loan?
• What will happen if you Cannot pay your credit card?
• Can my house be seized by creditors?
• How soon is too soon to get a second credit card?
• What makes a promissory note unenforceable?
• Do you need a lawyer to write a promissory note?