Credit & Lending

• Can I get a mortgage with a credit score of 583?
• How does the 30% rule work?
• Does medical debt disappear after 7 years?
• What income do you need for a $1 million house?
• Why do closing dates get pushed back?
• How often are credit disputes successful?
• Why should you pay the full amount on your bill instead of the minimum amount?
• Which FICO do most lenders use?
• How do I stop wage garnishment in Washington state?
• Are federal loans secured or unsecured?
• What are the benefits of getting rid of PMI?
• Are closed accounts hurting my credit?
• What is the credit card double payment trick?
• What happens if a dispute is denied?
• What is considered a good amount of shares?
• What transactions are not covered by Trid?
• What is the 2.5 month rule?
• Can you be responsible for a family members debt?
• Which transactions are covered by RESPA?
• What is the maximum debt-to-income ratio for a jumbo mortgage?
• Is it a crime to not pay credit card debt?
• How much should I spend if my credit limit is $5000?
• How do I postpone a loan payment?
• Will mortgage rates drop below 5?
• Is a 3:2:1 buydown worth it?