Credit & Lending

• What is the highest legal interest rate on a personal loan?
• What are the main disclosure requirements?
• Can you buy a house with 625 credit score?
• Can banks offer personal loans?
• What happens after interest-only mortgage ends?
• What happens after disclosure is signed?
• What is the maximum loan I can get?
• Can I refinance my mortgage to get a lower monthly payment?
• What legal rights does a cosigner have?
• What is the 80% rule for EV?
• How to get out of a mortgage without ruining credit?
• What is a good credit score for a single person?
• Which party is the creditor?
• How can I pay off my debt without a second job?
• Is 80% utilization good?
• Can a 2-1 buydown be paid by the buyer?
• Why does Chase not offer personal loans?
• How to prove financial hardship?
• Who benefits from a buy-down loan?
• Can I walk away before closing?
• How big of a loan can I get with no collateral?
• Is it harder to get approved for a 15-year mortgage?
• How to get rid of a car loan legally?
• Can I pay for something over my credit card limit?
• When must a consumer receive the closing disclosure?