Credit & Lending

• What can lenders not do according to ECOA?
• What if rates drop after I lock?
• What types of loans are not subject to regulation Z?
• Can I fail a soft credit check?
• What does releasing a cosigner do?
• How to pay off $50,000 in debt in 1 year?
• Can I make a large cash purchase before closing?
• How much does 1 percent save on a 30 year mortgage per month?
• Are both parents responsible for parent PLUS loan?
• How much income to qualify for a 250k mortgage?
• How much house can I afford making $80,000 a year?
• Is it best to pay off student loans as fast as possible?
• What happens to house after death reverse mortgage?
• What is a good credit score after 2 years?
• Can student loans be forgotten?
• What credit utilization hurts your score?
• How much is the monthly payment on a 80000 student loan?
• What happens after credit card settlement?
• What is the maximum you can spend on a credit card called?
• How do I remove a discharged student loan from my credit report?
• How to pay principal instead of interest?
• Does forbearance negatively affect credit score?
• What is the difference between reg z and TILA?
• What information does a lender have to disclose to consumers applying for a loan?
• Does ECOA cover commercial loans?