Credit & Lending

• What is the rule of thumb when making an offer on a home?
• Can I ask my bank to remove PMI?
• What is promissory obligation?
• What makes a loan unsecured?
• How effective are dispute letters?
• What are the 4 C's in loan?
• Do you ever get PMI back?
• Whose credit score is used when buying a car with a cosigner?
• What's the minimum down payment for a conventional loan?
• Why do car salesmen like down payments?
• How to be debt free in 6 months?
• How much of my car payment goes to principal?
• Is there a difference between bad debts and bad debts written off?
• Can a lender withdraw my mortgage offer?
• What is the largest part of your credit score?
• What is the 20 10 debt rule?
• How long does it take to recover from a 100 point credit drop?
• What is the monthly payment on a $50000 student loan?
• Do you get leftover escrow money?
• What income is needed for a 100K mortgage?
• Can you fix a ruined credit score?
• What do they mean by saying the final settlement?
• Is a 6% mortgage rate good?
• Why does closing take 45 days?
• What is the purpose of validation?