Credit & Lending

• Does it hurt your credit to pay off a credit card in full?
• Can a HELOC foreclose on your home?
• What's the lowest credit score you can have to buy a house?
• Are mortgage loans declining?
• What is the final step in buying a house?
• What happens if I pay my credit card bill early?
• How long before a payday loan goes to collections?
• Is a settled default better than a default?
• How does a Judgement creditor find your bank accounts?
• What is a large deposit before closing?
• How much would a $5000 loan cost per month?
• How accurate is my bank FICO Score?
• Can I raise my credit score 40 points?
• What happens when a debt collector lies to you?
• Do you need collateral for SBA loan?
• How much house can I afford at 85k a year?
• How much is a 3.5 down payment on a 500k house?
• Where are mortgage rates expected to be in 5 years?
• Should I refinance just to get rid of PMI?
• What is the penalty for paying off a loan early?
• What happens when car loan goes to collections?
• How does a cancellation of debt affect my credit score?
• How do you make a promissory note legally binding?
• How can I protect myself from my parents debt?
• Are promissory notes legally enforceable?