You can use Apple Pay for standard, in-store, and online purchases without full, formal identity verification (like scanning a driver's license), but you cannot use Apple Cash for person-to-person payments or top-ups. Use a debit or credit card to pay at stores, in apps, or on the web using only your device passcode.
How to use Apple Pay online or in apps
To help protect your identity, you may be asked to provide additional information for verification, such as uploading the front and back of your government-issued identification, providing your full SSN, or entering a verification code sent to a phone number that Apple's identity verification service provider has ...
How to Disable Apple's Two-Step Verification and Enable Two-Factor Authentication
If you don't have Face ID, Touch ID, or a passcode set up, enter your Apple Account password.
To set up Apple Pay on your website or mobile app, you need to use an Apple Pay certificate.
If we need more information to verify your identity, you might be asked to scan your driver's license or state-issued photo ID. If you need help, contact an Apple Card Specialist at Goldman Sachs.
With your ID in Apple Wallet on iPhone and Apple Watch, presenting your identity in person and in app just got easy. When in person, it's as simple as holding your device near the identity reader. In app with iPhone, just tap the Verify with Apple Wallet button, confirm the information and you're done.
Facial recognition is confused by poor image quality (bad lighting, low resolution, odd angles), obstructions (hats, glasses, scarves, masks, heavy makeup), significant aging, strong expressions (like smiling), and changes to facial structure (beards, asymmetrical hairstyles). Specialized techniques like CV dazzle makeup, infrared glasses, or printed masks can also deliberately overload or distort the software's ability to analyze facial features.
Apple Pay uses security features built-in to the hardware and software of your device to help protect your transactions. In addition, to use Apple Pay, you must have a passcode set on your device and, optionally, Face ID, Touch ID, or Optic ID.
With Express Mode, you can use compatible cards, passes, and keys in the Wallet app with just a tap. With Express Mode, you can use some of your cards, keys, and passes in Apple Wallet without waking or unlocking your device, or authenticating with Face ID, Touch ID, or your passcode.
No, Apple Pay and Apple Wallet aren't the same, but they work together: Apple Wallet is the app (your digital container) that stores your credit/debit cards, loyalty cards, tickets, and passes, while Apple Pay is the technology/service that uses those cards in the Wallet to make secure, contactless payments in stores, online, and in apps. Think of the Wallet as your physical purse and Pay as the tap-to-pay function.
🛠️ The Step-by-Step Playbook to Resolve 'Verification Required'
After you turn on two-factor authentication, you have a two-week period during which you can turn it off. After that period, you can't turn off two-factor authentication. To turn it off, open your confirmation email and click the link to return to your previous security settings.