How to check if you're still owed a stimulus check?

Asked by: Dr. Geovanny Reinger  |  Last update: September 17, 2026
Score: 5/5 (27 votes)

To check if you are still owed a stimulus check (Economic Impact Payment) from 2020 or 2021, you must check your IRS Online Account for tax records. While the original "Get My Payment" tool is closed, you can claim missed payments as a Recovery Rebate Credit on a tax return, as the deadline to file for these has in some cases extended.

How do I find out if I am still owed a stimulus check?

Check the status of your stimulus check on the IRS Get My Payment website.

How do I find out if I have unclaimed stimulus checks?

To check for unclaimed stimulus checks, access your IRS online account, as the main period to claim the Recovery Rebate Credit ended in April 2025, but you can see payment info; for other potential unclaimed funds (like state refunds or dormant accounts), search the free unclaimed.org (NAUPA) or MissingMoney.com, which link to official state databases for free searches.

Can I still claim a past stimulus check?

If you haven't claimed the third economic impact payment yet, now is your time to do so. April 15, 2025, will be the last opportunity to claim the third payment.

Is the IRS still sending out $1,400 stimulus checks to eligible people?

No, the IRS is not currently sending out new $1400 stimulus checks in 2026, but they did wrap up sending out final automatic payments for unclaimed 2021 Recovery Rebate Credits in late 2024/early 2025, with the deadline to claim these missed payments passing on April 15, 2025; new checks would require new Congressional action, and any texts about current stimulus payments are scams, say FOX 5 DC, CNBC, and IRS.gov. 

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Is there a deadline to claim a stimulus check?

Stimulus payments, called “Recovery Rebate Credits” by the IRS, were issued in 2020 and 2021. Individuals who didn't receive their 2021 payment had until April 15, 2025, to file or amend a tax return and claim a missing payment. That deadline has now passed.

Is it too late to get past stimulus checks?

When is the deadline to receive a stimulus check? The IRS typically only allows you to file an old return and get a refund within three years, so April 15, 2025, was the last chance to get any outstanding 2021 credit.

How do I claim an expired stimulus check?

What you need to do

  1. Call us at 800-829-0115 to request a replacement check.
  2. If you have the expired check, please destroy it.
  3. When you receive the new check, remember to cash it.

Is it too late to claim a $1400 stimulus check?

It is now too late; the deadline to use the recovery rebate credit for the 2020 stimulus was in 2024; the deadline to get the recovery rebate credit for 2021 was April 15, 2025.

How to claim a $1400 stimulus check?

File A 2021 Tax Return If You Haven't Already

You must submit a 2021 Form 1040 (or 1040-SR for seniors) to claim the credit, even if you have little or no income and don't usually file taxes. The IRS explicitly urges eligible non-filers to file a return by April 15, 2025, to get their $1,400 credit.

How do I find unclaimed IRS refunds?

Use Where's My Refund, call us at 800-829-1954 and use the automated system, or speak with a representative by calling 800-829-1040 (see telephone assistance for hours of operation). However, if you filed a married filing jointly return, you can't initiate a trace using the automated systems.

Is there a way to check for unclaimed stimulus checks?

To check for unclaimed stimulus checks, access your IRS online account, as the main period to claim the Recovery Rebate Credit ended in April 2025, but you can see payment info; for other potential unclaimed funds (like state refunds or dormant accounts), search the free unclaimed.org (NAUPA) or MissingMoney.com, which link to official state databases for free searches.

Can I track my stimulus check with my social security number?

To track your past stimulus payments, you can check your IRS online account for total amounts or, if you're missing payments, file a tax return claiming the Recovery Rebate Credit, as the official "Get My Payment" tool is no longer active for the original stimulus rounds but your account shows records, using your Social Security Number (SSN) for access and verification. 

How do I check if I'm owed stimulus money?

To check if you're owed a past stimulus payment, use the IRS.gov website to access your online account and view payment records, or if you missed a payment, see if you're eligible to claim the Recovery Rebate Credit on your 2020 or 2021 tax return, as the "Get My Payment" tool is no longer active for checking status, but the IRS has issued all primary payments. 

Can I still claim stimulus money I never received?

If you did not receive the first or second Economic Impact Payment, or received a partial payment, you can still claim your full amount. According to the IRS, you should file a 2020 tax return to claim the Recovery Rebate Credit.

How to find out if your oldest stimulus check?

Visit the IRS Get My Payment (GMP) portal at https://www.irs.gov/coronavirus/get-my-payment to see if you can expect a 2021 Economic Impact Payment. The GMP portal will provide the date when your payment was or will be sent.

Is the IRS still sending $1,400 stimulus checks to eligible people?

No, the IRS is not currently sending out new $1400 stimulus checks in 2026, but they did wrap up sending out final automatic payments for unclaimed 2021 Recovery Rebate Credits in late 2024/early 2025, with the deadline to claim these missed payments passing on April 15, 2025; new checks would require new Congressional action, and any texts about current stimulus payments are scams, say FOX 5 DC, CNBC, and IRS.gov. 

Can I still claim a stimulus check from 2020?

Historical content – the 2020 Recovery Rebate Credit

The deadline to claim the Recovery Rebate Credit for the first and second stimulus checks was May 17, 2024. While you can no longer claim these payments, below describes who may have needed to file to get these stimulus checks.

Can I still claim my 3rd stimulus check?

This page contains archived information for 2021 Taxes only. You were only able to claim the third stimulus payment by filing a 2021 tax return by April 15, 2025 and this has now expired. You can no longer claim the first or second stimulus payment(s) on a 2020 or tax return since that expired on May 17, 2024.

What year was the $1400 stimulus check?

The 2021 stimulus payments were worth up to $1,400 per individual, or $2,800 per married couple. A family of four could receive up to $5,600 with two eligible dependents.

Who gave out the second stimulus check?

The Internal Revenue Service has been sending out the second round of stimulus payments that were part of the Coronavirus Response and Relief Supplemental Act of 2021.