How to get free money from the government?

Asked by: Velva Torp  |  Last update: September 6, 2025
Score: 5/5 (39 votes)

The government does not offer "free money" for individuals. Federal grants are typically only for states and organizations. But you may be able to get a federal loan for education, a small business, and more. If you need help with food, health care, or utilities, visit USA.gov's benefits page.

How can I get money if I'm struggling?

Try asking family or friends for help. Sell something you don't want anymore. Get a loan. Take an advance on a credit card. Ask your boss for an advance.

How do I ask the government for money?

How to Apply for Grants
  1. Learn. Go to the Grants Learning Center for an overview of grants.
  2. Check. Make sure you are eligible before applying.
  3. Search. Find federal grants that align with your work.
  4. Register. Sign up with Grants.gov to apply using Workspace.
  5. Apply. Complete and submit your application using Workspace.
  6. Track.

What free stuff can I get from the government?

  • Find government benefits and financial help.
  • Food assistance.
  • Health insurance.
  • Housing help.
  • Help with utility bills.
  • Welfare and financial assistance.
  • Social Security.
  • Government checks and payments.

Is there a hardship grant?

Can I get a financial hardship grant from the government? The federal government doesn't give hardship grants to individuals. Instead, grants of this nature go to state and local governments, colleges and universities, law enforcement agencies, research labs, nonprofit organizations and businesses.

5 Grants in 2024 That Will Change Your Life Free money you don't Payback

24 related questions found

How do I qualify for a hardship loan?

How to get a hardship loan
  1. Review your credit. Read your credit report to see what a lender will see when you apply. ...
  2. Calculate your monthly payment. ...
  3. Pre-qualify with multiple lenders. ...
  4. Prepare your documentation. ...
  5. Submit the application and get funded.

Who can help me with money urgently?

If you need to borrow money fast, you can apply to your local credit union to find out what sort of loans and interest rates are available. Our guide Borrowing from a credit union can help you find out how it works and how to find one.

How can I get free money legally?

The government does not offer "free money" for individuals. Federal grants are typically only for states and organizations. But you may be able to get a federal loan for education, a small business, and more. If you need help with food, health care, or utilities, visit USA.

Where can I ask for help with money?

If you need help, take a look at these programs.
  • Temporary Assistance for Needy Families (TANF) ...
  • Low Income Home Energy Assistance Program (LIHEAP) ...
  • Special Supplemental Nutrition Program for Women, Infants, and Children (WIC) ...
  • Supplemental Nutrition Assistance Program (SNAP) ...
  • Child Nutrition Support Programs.

How can I get free stuff legally?

How to get free stuff
  1. Get rewarded for brand loyalty. Every business wants your email address so they can contact you and get you to spend more. ...
  2. Scour social media groups. ...
  3. Love your library card. ...
  4. Take a freebie-filled trip. ...
  5. Find food for less. ...
  6. Educate yourself. ...
  7. Take home medications. ...
  8. Stream movies and TV.

Who can give me money right now?

I need money now. Where can I borrow from fast?
  • Emergency credit. We do not recommend payday loans or other forms of high-cost credit. ...
  • Credit unions. Credit unions are local, member-owned alternatives to banks. ...
  • Grants. ...
  • Trust funds. ...
  • Help from your local council. ...
  • Track down money you have missed out on.

How do you ask for money urgently?

Crafting a Polite Request For Money
  1. Be transparent: Be open and honest about your financial situation and your need for money. ...
  2. Be specific: Be clear about the amount of money you need and the repayment terms. ...
  3. Show gratitude: Express your gratitude for the person's consideration of your request. ...
  4. Follow-up: ...
  5. Respectful:

Is there really a government debt relief program?

When it comes to credit card debt relief, it's important to dispel a common misconception: There are no government-sponsored programs specifically designed to eliminate credit card debt. So, you should be wary of any offers claiming to represent such government initiatives, as they may be misleading or fraudulent.

How to get emergency cash now?

You can get emergency money through a personal loan, credit card cash advance or payday loan. However, some of these options aren't ideal and can cost you a lot of money. You can also consider asking family or friends for money, using a 0% intro APR credit card or tapping into a HELOC.

What is the hardship program?

A hardship program may offer any combination of the following temporary measures to make your credit card debt payments more manageable: Due date extensions. Lowered interest rate charges. Pauses in payments and/or interest charges. Reduced minimum payments.

How do you qualify for a hardship loan?

The process will vary by lender and loan type, but these standard steps can help you choose and apply for a hardship loan:
  1. Check Your Credit And Your Credit Report. ...
  2. Check The Requirements. ...
  3. Compare Rates And Terms. ...
  4. Submit A Loan Application. ...
  5. Finalize Your Loan.

How do you get money when you desperately need it?

How to get money fast
  1. Sell something. If you have unused items sitting around your house collecting dust, you could turn them into cash. ...
  2. Pawn something. ...
  3. Sell unused gift cards. ...
  4. Access your paycheck earlier. ...
  5. Take on a freelance gig. ...
  6. Try pet sitting and dog walking. ...
  7. Babysit. ...
  8. Ask for a loan from a family member or friend.

Where can I get emergency funds?

While there's no easy fix for this type of situation, there are a few paths that you can consider:
  • Use your emergency savings. ...
  • Use available credit responsibly. ...
  • Ask for a gift or loan from someone close to you. ...
  • Apply for a credit card. ...
  • Apply for a loan.

How can I borrow money and get it instantly?

Fastest ways to borrow money
  1. Personal loan from an online lender. Compared to traditional lenders like banks or credit unions, online lenders boast convenience and speed given their fully online application and funding process. ...
  2. Loan app. ...
  3. Cash advance from a credit card. ...
  4. Loan from family or friends. ...
  5. Pawnshop loan.

How to make $1,000 legally?

12 Ways to Make $1,000 Quickly
  1. Become a rideshare driver.
  2. Deliver food.
  3. Hang out with dogs.
  4. Rent out your car.
  5. Sell items you don't need.
  6. Get into the sneaker trade.
  7. Land a freelance gig.
  8. Offer your services locally.

Is there any website that gives free money?

1. Swagbucks. Swagbucks is a website that allows users to earn rewards for completing various tasks, like watching videos, taking surveys, and playing video games.

How to get immediate funds?

When unexpected financial needs arise, you can use these 8 practical ways to get emergency money quickly.
  1. Personal Loan. ...
  2. Emergency Fund. ...
  3. Borrow from Family or Friends. ...
  4. Sell Unnecessary Items. ...
  5. EPF Advance. ...
  6. Loan Against Property. ...
  7. Cash Advance on Credit Card. ...
  8. Short-Term Loan.

What is the website for begging for money?

Begslist, Inc. is an Internet begging and online donation website. It is the online version of traditional begging or panhandling via the Internet and a way for people to get help with their financial problems through begging online, a practice known as "cyberbegging" or "digital panhandling".

How can I get money from the government?

Assistance for American Families and Workers
  1. Economic Impact Payments. ...
  2. Unemployment Compensation. ...
  3. Child Tax Credit. ...
  4. EMERGENCY RENTAL ASSISTANCE.