The Capital One Walmart Rewards Mastercard is a co-branded cash back credit card. Unlike some retail cards, you're not limited to only purchases at Walmart. Since it's a Mastercard credit card, you can use it anywhere Mastercard is accepted — and you'll even earn bonus rewards in some non-Walmart categories.
You can find out which Walmart credit card you have by calling the number on the back of your card and talking to a customer service representative. If it has the two-globes Mastercard logo on the front, you have the credit card version. Otherwise, it's the store card.
The Walmart Credit Cards
One is a store-only card that can only be used for Walmart purchases. The other card is issued as a Mastercard and can be used for making purchases anywhere Mastercard is accepted. You'll earn rewards for purchases made with either card.
The Capital One® Walmart Rewards™Mastercard can be used for Walmart purchases and anywhere else that Mastercard is accepted. The Walmart Rewards™Card can only be used for Walmart purchases (Walmart.com, in the Walmart App(s), in stores, and at Walmart and Murphy USA Gas Stations).
Walmart offers two cards: the Walmart Rewards Card and the Capital One Walmart Rewards® Card. The two co-branded Amazon Visa Signature cards and the Capital One Walmart Rewards® Card are accepted everywhere, whereas the two Amazon store cards and the Walmart Rewards card can only be used at the respective retailers.
The Capital One Walmart Rewards Mastercard is a co-branded cash back credit card. Unlike some retail cards, you're not limited to only purchases at Walmart. Since it's a Mastercard credit card, you can use it anywhere Mastercard is accepted — and you'll even earn bonus rewards in some non-Walmart categories.
The main difference between a Walmart Store Card and a Walmart Mastercard is where you can use it. The Walmart Store Card can only be used at Walmart and its partners. The Mastercard can be used basically anywhere. As a result, the Mastercard also offers rewards for purchases made at other stores.
Most of what you get with a card comes from the issuer. Visa and Mastercard are both accepted just about everywhere that takes credit cards. With only a handful of exceptions, any place that takes one will take the other.
Rewards: The Capital One Walmart Rewards Mastercard earns 5% cash back at Walmart.com; 5% cash back on store purchases for the first year with the store's mobile wallet, Walmart Pay, then 2% thereafter; 2% back on dining and travel; and 1% back on all other eligible purchases.
There is no hard and fast number when it comes to the credit score required to get a Capital One Walmart Rewards™ Card or Walmart Rewards™ Card.
You can use your Walmart Credit Card anywhere Mastercard is accepted. On the other hand, the Walmart® Store Card only works at Walmart, Walmart.com, Walmart Neighborhood Market, Sam's Club, and Murphy USA gas stations. You need fair credit to get either card.
Call 1-888-779-2977 to activate your card and start earning Walmart Rewards Dollars everywhere you shop.
Use your Walmart Visa Gift Card everywhere Visa debit cards are accepted in the fifty (50) states of the United States and the District of Columbia, excluding Puerto Rico and the other United States territories. ... The Card may not be accepted at merchants that require manual Card imprints.
Walmart Credit Card Application Status
You can probably check your application status for either card by dialing 1-800-903-9177, the Capital One application status hotline.
Where can I use my card? You can use your credit card anywhere that accepts Mastercard® or Visa, depending which one you have.
The Capital One Walmart Rewards® Mastercard® also lets you withdraw cash from an ATM but charges a cash advance fee of 3% (min $10) as well as a 26.99% (V) APR that begins to accrue immediately.
Walmart partnered with Capital One in September 2019 for two credit cards: the co-branded Capital One Walmart Rewards® Card and the private-label Walmart Rewards™ Card. ... So you may not know which card to choose, since they're so similar.
What credit score is needed for a Walmart credit card? The Walmart Rewards Card specifies that it is looking for applicants with Excellent/Good credit. That generally specifies a credit score of 700 or higher.
Capital One issues Visa credit cards and Mastercard credit cards both. Unlike Capital One, which is a bank, Visa and Mastercard are card networks.
Walmart.com accepts the following payment methods:
Credit cards, including American Express, Discover, MasterCard, and Visa. ATM / Debit / Check Cards, including Walmart MoneyCard Opens in new window. ... Walmart Gift Cards and eGift Cards (gift cards cannot be used to purchase other gift cards)
There are two Walmart credit cards you can apply for — the Capital One® Walmart Rewards™ Mastercard and the Walmart Rewards Card. The latter can only be used at Walmart stores, Walmart.com, Sam's Club, and its associated gas stations. The Walmart Mastercard, however, can be used anywhere Mastercard is accepted.
Credit Score For Walmart Credit Card
Walmart reports that you're "more likely to be approved" for their Mastercard credit card with a score of 640 or higher. There are user reports of being approved with a score as low as 600. Ensuring your revolving balances are low and that you have less than six inquiries will help.
The bank that issues Walmart credit cards is Capital One. Capital One has been the Walmart credit card issuer since October 2019, when the revamped Walmart Rewards Mastercard and Walmart Rewards store credit card debuted.
Using the Capital One Walmart Rewards Card for all your spending will help you earn a bank of cash back rewards for future use. Cardholders earn 5 percent cash back at Walmart.com, including orders for at-store pickup or local delivery.