In 2021, top choices for salary accounts, particularly in India, included HDFC Bank and ICICI Bank for their extensive branch networks and bundled benefits, and SBI or PNB for government employees seeking zero-balance, reliable services. Globally, DBS Bank was recognized as the world's best bank in 2021 by Euromoney and topped Forbes' list of best banks in India.
Based on my experience with multiple banks including HDFC, Axis, Kotak, Standard Chartered, and SBI, I would recommend HDFC Bank as the premier choice for salary accounts, followed by Axis Bank as the second-best option.
It depends on what you're looking for, but HDFC and Axis Bank are some of the best salary accounts right now.
In 2021, DBS was recognised as the 'World's Best Bank' by Euromoney. This marked the second time in three years that Euromoney recognised DBS with the 'World's Best Bank' title, having first awarded the bank in 2019.
Goldman Sachs, JPMorgan Chase, Morgan Stanley, and elite boutique firms like Centerview Partners often top lists for high bank salaries, especially in investment banking, with top earners receiving significant bonuses, but overall pay varies greatly by role, experience, and location, with some data pointing to Goldman Sachs for highest overall comp, Morgan Stanley for strong average total pay, and JPMorgan Chase for high-end executive pay.
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The average Standard Chartered Bank monthly salary ranges from approximately $4,859 per month for Business Development Manager to $19,622 per month for Head of Sales. The average Standard Chartered Bank daily wage ranges from approximately $89.45 per day for Head of Product to $250 per day for Software Architect.
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DBS provides a full range of consumer, SME, and corporate banking services. As a bank born and bred in Asia, DBS understands the intricacies of business in the region's most dynamic markets. DBS is committed to building lasting relationships with customers and positively impacting communities.
UBL has the answer for the modern employer in the form of Employee Banking Salary Account. It offers multiple benefits and free services to employees on their salary current accounts, while the employer enjoys a low cost and automated salary disbursement mechanism.
Banks employ sophisticated fraud detection systems that continuously monitor your salary account for unusual activities. These systems use artificial intelligence and machine learning algorithms to analyze transaction patterns and detect any deviations from your typical behavior.
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Look for “Federal Deposit Insurance Corporation (FDIC)” on doors, teller windows and bank websites.
Salary accounts are tailored for employees, offering features like no minimum balance and easy access to various financial products, while savings accounts are designed for general savings and liquidity.
DBS: Strength in Scale, Diversification, and Stickiness
While its peers faced margin pressure and provisioning shocks, DBS continued to demonstrate why it's the heavyweight of Singapore's banking sector. With an ROE consistently above 16%, DBS outperforms both OCBC (around 12–13%) and UOB (below 10% this year).
Singapore's top three banks—DBS, OCBC, and UOB—delivered a mixed set of financial results in the first half of 2025. As net interest income declines, fee-based income remained healthy, bolstered by sustained wealth management activity and card spending.
UOB provides the best value given that its P/B ratio is the lowest while still offering a generous 5.9% dividend yield (including special dividends). It is also clear that, from these metrics, the market views DBS as a premium play, while OCBC and UOB are viewed more like value plays.
Minimum monthly salary credit into Standard Chartered Salary Account of INR 1.5 Lakhs, or.
A good salary in Singapore for Indians typically ranges from SGD 6,000 to SGD 10,000 per month for mid-level professionals. Senior roles may command higher salaries, exceeding SGD 12,000 per month, depending on industry, experience, and job profile.