Why am I getting the additional child tax credit but not the child tax credit?

Asked by: Danielle Moen  |  Last update: September 3, 2026
Score: 4.1/5 (12 votes)

You are likely receiving the Additional Child Tax Credit (ACTC) but not the full Child Tax Credit (CTC) because the CTC is a non-refundable credit that reduces your tax bill to zero, while the ACTC is the refundable portion you get back when your credit exceeds your low or zero tax liability. If you owe no tax, you cannot "use" the non-refundable CTC, making you eligible only for the refund (ACTC).

Why did I not get the full Child Tax Credit?

You might not get the full Child Tax Credit (CTC) due to income limits, your child's age, insufficient earned income, claiming errors (like wrong dependent info or another parent claiming the child), or because the temporary 2021 expansion rules aren't in effect, limiting the credit to your tax liability (part refundable as Additional Child Tax Credit (ACTC)), requiring at least $2,500 earned income for ACTC.

Why am I getting an additional Child Tax Credit?

If your potential Child Tax Credit is more than your tax, you may be eligible for the Additional Child Tax Credit (which is refundable). However, if your earned income is less than $2500, you are not eligible for the Additional Child Tax Credit.

Why am I getting ACTC and not CTC?

It's not something you qualify for on its own — the ACTC only comes into play if you can't claim the full CTC because your tax bill isn't high enough. Think of it like this: The CTC reduces your tax bill. The ACTC gives you a refund of what's left over (up to a limit) if you meet the income requirements.

Do you get CTC and ACTC at the same time?

Yes, you may claim the child tax credit (CTC)/additional child tax credit (ACTC) or credit for other dependents (ODC) as well as the child and dependent care credit on your return if you qualify for those credits.

🚨 $2,200 Child Tax Credit in 2025: NEW RULES, Who Qualifies and How to Get Your Refund

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What are common ACTC mistakes?

Don't claim CTC or ACTC if the taxpayer (or their spouse, if married filing jointly,) and each child don't have the required Social Security number (SSN). The SSN must be valid for employment and issued before the due date of the tax return (including extensions).

Why am I not getting a child care tax credit?

To receive the credit for Child and Dependent Care Expenses, the expenses had to have been paid for care to be provided so that you (and your spouse, if filing jointly) could work or look for work. If both spouses do not show "earned income" (W-2's, business income, etc.), you generally cannot claim the credit.

How do I get the full Child Tax Credit?

Families must have at least one qualifying child under 6 years old at the end of the tax year, must file a California state tax return, and meet the requirements of the CalEITC. Taxpayers do not need to have earned income to be eligible however, you must otherwise meet CalEITC and YCTC requirements.

What is the difference between child tax credit and additional child tax credit reddit?

The Child Tax Credit is a nonrefundable credit that lowers your tax bill by $2000 per eligible child. The Additional Child Tax Credit is a separate credit that comes into play if the Child Tax Credit lowered your tax bill to $0 and there is a remaining credit. The Child Tax Credit is worth $2000 of tax reduction.

How much do you get for the additional child tax credit?

A portion of the Child Tax Credit is refundable for 2025. This portion is called the Additional Child Tax Credit (ACTC). For 2025, up to $1,700 per qualifying child may be refundable.

What's the difference between earned income credit and additional child tax credit?

Share: No. The child tax credit is a credit for having dependent children younger than age 17. The Earned Income Credit (EIC) is a credit for certain lower-income taxpayers, with or without children.

Why is my child tax credit only $500 and not $2000?

Your child tax credit is likely $500 instead of $2,000 because they either turned 17 during the tax year, making them eligible for the Other Dependent Credit, or you might have mistakenly checked a box in your tax software, like saying their SSN isn't valid for employment or that they paid over half their own support, which triggers the lower credit amount, according to TurboTax support, TurboTax support, TurboTax support, and TurboTax support https://ttlc.intuit.index.php/community/taxes/discussion/my-daughter-is-17-but-is-still-jr-in-high-school-why-do-i-only-get-500-for-her-and-not-the-full-2000/00/3423950.

Why am I not getting full child tax credit on Reddit?

What's your net business income after expenses? The additional child tax credit is limited to 15% of your earned income over 2500, so you would only get a small amount of that, and none on the regular child tax credit.

How can I track my child tax credit refund?

Tracking the status of a tax refund is easy with the Where's My Refund? tool. It's available anytime on IRS.gov or through the IRS2Go App. Taxpayers can start checking their refund status within 24 hours after an e-filed return is received.

Why am I not getting the full Child Tax Credit?

You might not get the full Child Tax Credit (CTC) due to income limits, your child's age, insufficient earned income, claiming errors (like wrong dependent info or another parent claiming the child), or because the temporary 2021 expansion rules aren't in effect, limiting the credit to your tax liability (part refundable as Additional Child Tax Credit (ACTC)), requiring at least $2,500 earned income for ACTC.

What is the maximum amount to qualify for a Child Tax Credit?

For the 2025 tax year, the federal Child Tax Credit (CTC) limit is up to $2,200 per qualifying child, with a partially refundable portion (Additional Child Tax Credit or ACTC) of up to $1,700 for lower-income families, calculated at 15% of earned income over $2,500. The credit phases out for incomes over $200,000 (single filers) or $400,000 (married couples), and you must have a child under 17 at year-end, claimed as a dependent, and with a valid Social Security Number. 

What is the new rule for the Child Tax Credit?

A new Child Tax Credit (CTC) law, part of the "One, Big, Beautiful Bill" (OBBBA), makes significant changes starting in 2025, increasing the credit to $2,200 per child (indexed to inflation), adding a citizenship requirement for parents, and making the credit partially refundable (up to $1,700) for low-income families, while permanent changes from the 2017 Tax Cuts and Jobs Act (TCJA) are retained, reverting to pre-22021 rules for full refundability and advance payments. 

Why is it not letting me claim my child on taxes?

Make sure your dependent meets the IRS requirements. Generally, the IRS requires that the child is under the age of 19 (or under 24 if a full-time student), lives with you for more than half the year, and does not provide more than half of their own financial support.

Why is the IRS holding refunds with child tax credits?

Why we hold your refund. By law, we can't issue EITC or ACTC refunds before mid-February. This includes your entire refund, not just the part that's related to the credit you claimed on your tax return. If you claim the EITC or ACTC, we may need more information from you about your return.

Why did I get ACTC but not CTC?

You got ACTC but not CTC because the Child Tax Credit (CTC) is non-refundable (can only lower your tax to $0), while the Additional Child Tax Credit (ACTC) is the refundable part you get back as cash if your CTC is more than your tax liability and you have earned income over $2,500. Essentially, the ACTC lets you claim the unused portion of the CTC as a refund, making it a benefit for lower-income families who might not owe enough tax to use the full credit.

Why am I getting the additional child tax credit instead of the child tax credit?

The Additional Child Tax Credit (ACTC) is a refundable part of the CTC. ACTC allows certain taxpayers who are eligible for the CTC to receive a refund if the CTC is more than their tax liability.

Can I claim both CTC and ACTC?

Yes, you can get both the Child Tax Credit (CTC) and the Additional Child Tax Credit (ACTC) if you qualify; the ACTC is the refundable portion of the CTC, meaning if the CTC lowers your tax to zero and you still have credit left, the ACTC can give you up to $1,700 per child as a refund, provided you meet earned income (at least $2,500) and other IRS criteria for the year, claiming it all on Schedule 8812.