Credit & Lending

• What does the 6% interest rate rule require?
• How much do I need to make a year to afford a 200K house?
• What prohibit lenders from charging borrowers excessively high rates of interest on loans?
• How long does it take to close after underwriting?
• What is an average FICO score?
• How badly does closing an account affect your credit?
• How much income do you need to qualify for a $650 000 mortgage?
• Is it smart to put down more than 20%?
• Does a personal loan give you cash?
• Can a debt collector refuse partial payment?
• Will a collection agency sue for $300?
• At what point can a debt collector sue you?
• Can a 70 year old couple get a 30 year mortgage?
• What happens if a merchant rejects a dispute?
• What is the Parent PLUS loan Improvement Act?
• What's the minimum credit score to buy a house?
• What is considered Tier 1 credit?
• Are debts forgiven after 7 years?
• Can I get loan without credit score?
• Can I cancel loan after approval?
• Can I still use my credit cards if I freeze my credit?
• What are five Cs?
• Why is my Discover FICO Score higher than Credit Karma?
• What is the 78% rule for PMI?
• Can you sell a home without paying off the mortgage?