Credit & Lending

• What are the requirements for the Equal Credit Opportunity Act?
• How much down payment for a 200k house first time buyer?
• Does 0% APR mean I can carry a balance?
• What happens when you remove a cosigner?
• Is the closing disclosure the final amount?
• What happens if you never pay your college loans?
• Are closed student loans forgiven?
• Can you get student loans wiped out?
• What will be required to purchase on buyers who put less than 20% down or who finance using an Federal Housing Administration insured loan?
• How much do I have to make to get a 200k loan?
• Why would an account be removed from my credit report?
• What day of the week is best to lock in a mortgage rate?
• What credit cards don't want you to know?
• What is the new Fair Debt Collection Practices Act?
• What is one of the three Cs of credit?
• How to request a release from a car loan?
• Which is better deferment or forbearance?
• Which are protected classes under both the Fair Housing Act (FHAct) and the Equal Credit Opportunity Act (ECOA)?
• How long to pay off a 30 year mortgage with double payments?
• What is the minimum credit score for upgrade?
• Does split payment affect credit score?
• What happens if you short a stock and can't pay?
• Is there a cap on personal loans?
• What credit score do you need for possible finance?
• What happens if you don't show up for closing?