Credit & Lending

• How much of a mortgage can you get if you make $50000 a year?
• Can I get a loan without proof of income?
• What credit score do most creditors use?
• What is the monthly payment on a $30,000 student loan?
• What is an example violation of the Fair Credit Billing Act?
• What happens if you are in too much debt?
• How can I lower my personal loan payments?
• What happens if you pay a lump sum off a loan?
• What is the 3 day rule for RESPA?
• How do I get parent PLUS loans out of my parents name?
• Is there a limit on personal loans?
• How far back do mortgage lenders look at deposits?
• How do I cut a 30-year mortgage off in 10 years?
• What is the result of paying the minimum amount on a credit card each month?
• What happens if my loan estimate is wrong?
• How many points does a default take off your credit score?
• Is 725 a good credit score?
• Is a personal loan considered good debt?
• Does a soft credit check show defaults?
• How long does money have to sit in your account to buy a house?
• Does parent PLUS loan affect debt to income ratio?
• Is your FICO score the most accurate credit score?
• Can I use my credit card after paying it off?
• What is the maximum loan that I can get?
• Do I lose my points if I cancel my credit card?