Credit & Lending

• Do collections fall off after 5 years?
• What is the last resort to get out of debt?
• Can you increase your credit limit immediately?
• What is the 3 day right to rescind?
• Can you make too much money for an income-based repayment?
• Why is it cheaper if you finish your loan payments early?
• Do defaulted student loans go away after 20 years?
• Is FICO score same as credit score?
• What are the Reg Z compensation rules?
• What is a permissible purpose?
• Who attends closing on a house?
• Which credit bureau do lenders look at the most?
• Can I sue someone I cosigned for?
• What is the loan origination policy?
• Does making partial payments help?
• What is too high for income to debt ratio?
• What happens to cosigner if I don't pay rent?
• Do I have to charge interest on a loan to my child?
• What does reg. z prohibit?
• Does making two payments boost your credit score?
• What are the drawbacks of a jumbo loan?
• Can you remove your name as a cosigner on a car?
• What credit score do new people start with?
• Does ECOA apply to consumer loans?
• How long must a creditor retain the loan estimate?