Credit & Lending

• Can you decline a loan after being approved?
• What is HELOC strategy?
• Are most loans unsecured?
• Does canceling cable hurt your credit?
• What credit score is needed to buy a house with best interest rate?
• How do I know if I will be approved for a mortgage?
• How damaging is a hard inquiry?
• Can I lower my mortgage payment by paying down principal?
• Which type of debt is most often?
• Can I get a 20k loan with no credit history?
• Do bridge loans exist?
• Is a repossession the end of the world?
• How can I build my credit insanely fast?
• How do I get rid of PMI if my home value increases?
• Do you need a down payment with an FHA loan?
• Will paying off debt lower my credit score?
• Do debt collectors go after family?
• What is the most damaging to a credit score?
• Is pay to delete legal?
• Can I get a HELOC with a 620 credit score?
• Is it better to put 20% down or 5% down?
• Is it better to put more money down on a house or make extra payments?
• What is the rule of thumb for car payments?
• What percentage do most lenders want as a down payment?
• What are the 5 parts of a credit score and the percentages of each one?